The 10 Cheapest Places to Live in Texas (updated)

Texas, known as the Lone Star State, offers more than just its iconic cowboy culture and vast landscapes. With its booming economy, no state income tax, and diverse communities, Texas has become a magnet for those seeking affordable living without sacrificing quality of life. The state has seen remarkable population growth, with over 500,000 people moving to Texas in recent years, drawn by its strong job market and relatively low cost of living.

Whether you’re looking for vibrant city life, peaceful suburban neighborhoods, or charming small towns, Texas offers affordable and safe options for individuals, families, and retirees. From the bustling streets of San Antonio to the wide-open spaces of West Texas, different regions of the state provide distinct lifestyles and opportunities.

Texas continues to create jobs at an impressive rate, with over one million new positions added since the pandemic. This economic growth, combined with a housing market that remains more affordable than many other states, makes Texas an attractive destination for relocation.

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5 Best Places to Live in Texas: 2025

Texas is famous for its wide, open spaces, booming economy, the unique blend of urban and rural lifestyles, and delicious food. The Lone Star State has it all: rolling hills with breathtaking scenery for miles, vast deserts, and bustling metropolitan areas…

Before moving to Texas, it’s necessary to consider a few key factors. Here are some important facts to keep in mind:

Climate: Texas experiences diverse weather patterns across its vast territory. The eastern regions tend to be more humid with higher rainfall, while the western areas are drier and more arid. Northern parts of the state can see cold winters with occasional snow, while southern regions enjoy milder temperatures year-round. Summer temperatures regularly exceed 90°F throughout the state, with many areas reaching triple digits. Hurricane risk exists along the Gulf Coast, particularly from June through November. The state also experiences severe thunderstorms and tornadoes, especially in North and Central Texas during spring months.

Taxes: While Texas has no state income tax, which is a significant advantage for many residents, it does have relatively high property taxes, averaging around 1.8% of home value statewide. The state sales tax is 6.25%, and local jurisdictions can add up to 2% more for a maximum of 8.25%. Texas does offer some property tax exemptions for homesteads, veterans, and seniors, which can help offset the higher rates.

Cost of Living: Overall, Texas’s cost of living is approximately 8-10% below the national average, making it relatively affordable. Housing costs average 15-20% below the national average in many cities, though prices in rapidly growing areas have increased significantly. Utilities tend to be near the national average, though electricity costs can be higher in the summer months due to air conditioning needs. Groceries and transportation costs are generally below national averages, contributing to the state’s overall affordability.

Here is a list of the 10 Most Affordable and Safe Places to Live in Texas:

1. Brownsville

Population/Area: Brownsville’s population is approximately 182,000 in 2025, spread over 132 square miles, with a population density of about 1,380 people per square mile.

Safety rating: Brownsville has lower crime rates compared to many other smaller-sized Texas cities. Property crime rates have been declining in recent years.

Located at the southernmost tip of Texas along the Rio Grande, Brownsville offers a unique blend of American and Mexican cultures with a significantly lower cost of living than the national average. The city’s proximity to South Padre Island provides residents with easy access to beautiful Gulf Coast beaches, while its rich history and heritage create a distinctive community atmosphere.

A. Median Household Income, Median Home Value, Annual Spend for Homeowners, and Annual Spend for Renters:

Brownsville MEDIAN HOUSEHOLD INCOME (2023): $40,000

• Median Home Value: $150,000
• Annual Spend for Homeowners: $16,500 (including mortgage, taxes, insurance, utilities)
• Annual Spend for Renters (Rent & Utilities): $13,200

B. Employment Prospects

• The unemployment rate in Brownsville is slightly higher than the Texas average.
• Major employers include healthcare systems, educational institutions, government agencies, and shipping/logistics companies due to its border location and port.
• Brownsville is experiencing growth in the aerospace and manufacturing sectors, with companies like SpaceX establishing operations near the city.
• The average commute time is below the national average at approximately 20 minutes.

C. Healthcare Brownsville offers several healthcare options, including Valley Baptist Medical Center and Valley Regional Medical Center. The University of Texas Rio Grande Valley School of Medicine has also enhanced healthcare access and quality in the region.

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D. Education

• The Brownsville Independent School District serves most of the city, offering numerous elementary, middle, and high schools with bilingual education programs.
• Higher education options include the University of Texas Rio Grande Valley and Texas Southmost College.

E. Best Neighborhoods to Live In

• Rancho Viejo: Just northwest of Brownsville, this planned community offers larger homes, golf courses, and a country club atmosphere with excellent security.
• Los Fresnos: A small, family-friendly suburb with highly rated schools and lower crime rates than Brownsville proper.
• Olmito: Offers more affordable housing with a rural feel while maintaining proximity to city amenities.
• East Brownsville/Southmost: Features diverse housing options and strong Hispanic cultural influence with many family-owned businesses.
• North Brownsville: Home to newer developments with modern amenities and shopping centers.

Fun Facts about Brownsville:

• Brownsville is home to Palo Alto Battlefield National Historical Park, the site of the first battle of the Mexican-American War.
• The city hosts the annual Charro Days Fiesta, a bi-national celebration that has been observed since 1938.
• SpaceX’s Starbase facility is located near Brownsville in Boca Chica, making the area part of America’s space exploration future.

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2. Amarillo

Population/Area: Amarillo’s population is approximately 200,000 in 2025, spread over 103 square miles, with a population density of about 1,940 people per square mile.

Safety rating: Amarillo has moderate crime rates compared to the state average, with property crimes being more common than violent crimes.

Located in the Texas Panhandle, Amarillo offers residents a blend of affordable living, wide-open spaces, and unique cultural attractions. The city serves as a regional economic hub for the surrounding agricultural areas while maintaining a low cost of living and a friendly community atmosphere.

A. Median Household Income, Median Home Value, Annual Spend for Homeowners, and Annual Spend for Renters:

Amarillo MEDIAN HOUSEHOLD INCOME (2023): $55,000

• Median Home Value: $180,000
• Annual Spend for Homeowners: $18,000 (including mortgage, taxes, insurance, utilities)
• Annual Spend for Renters (Rent & Utilities): $14,400

B. Employment Prospects

• The unemployment rate in Amarillo is below the Texas average at approximately 3.5%, reflecting the city’s stable economy.
• Major employers include healthcare systems, meat processing companies, and educational institutions.
• The energy sector, particularly wind energy and natural gas, provides additional employment opportunities.
• The average commute time is significantly below the national average at approximately 17 minutes.

C. Healthcare Amarillo serves as a regional healthcare center with BSA Health System and Northwest Texas Healthcare System providing comprehensive medical services for the Texas Panhandle region.

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Important Things to Know When Buying A House in Texas

In this guide, we’ll walk you through the ins and outs of purchasing a home in the Lone Star State, paying particular attention to real estate in Monticello, Fort Worth. Ready to discover what makes Texas a fantastic place to live and how to find your perfect spot in this vast and varied real estate market? Let’s get started!..

D. Education

• Amarillo Independent School District is the primary public school district, offering numerous elementary, middle, and high schools.
• Higher education options include Amarillo College and nearby West Texas A&M University in Canyon.

E. Best Neighborhoods to Live In

• Sleepy Hollow: Known for larger homes on spacious lots, mature trees, and a strong sense of community.
• Wolflin: This historic neighborhood has charming Tudor and Colonial-style homes, excellent schools, and proximity to shopping.
• The Colonies: A newer master-planned community with modern amenities, parks, and a family-friendly atmosphere.
• City View: Popular suburban area with good schools and newer housing developments.
• Puckett: Offers a mix of housing options with well-maintained streets and parks close to medical facilities.

Fun Facts about Amarillo:

• Amarillo is home to the famous Cadillac Ranch, an art installation featuring ten Cadillacs half-buried nose-down in a field.
• The Big Texan Steak Ranch offers a free 72-ounce steak dinner to anyone who can eat the entire meal in one hour.
• The city’s name comes from the Spanish word for “yellow,” referring to the yellow wildflowers that bloom in the area each spring.

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5 Best Places to Live in Texas: 2025

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3. Killeen

Population/Area: Killeen’s population is approximately 153,000 in 2025, spread over 54 square miles, with a population density of about 2,830 people per square mile.

Safety rating: Killeen has worked to improve its safety in recent years with community policing initiatives and neighborhood watch programs.

Located in Central Texas, Killeen is home to Fort Cavazos (formerly Fort Hood), one of the largest military installations in the United States. This military presence shapes the city’s culture, economy, and community. With its affordable housing market and diverse population, Killeen offers an accessible entry point for homeownership and a supportive environment for military families.

A. Median Household Income, Median Home Value, Annual Spend for Homeowners, and Annual Spend for Renters:

Killeen MEDIAN HOUSEHOLD INCOME (2023): $52,000

• Median Home Value: $215,000
• Annual Spend for Homeowners: $19,800 (including mortgage, taxes, insurance, utilities)
• Annual Spend for Renters (Rent & Utilities): $15,600

B. Employment Prospects

• Major employers include Fort Cavazos, the Killeen Independent School District, Advent Health Central Texas, and various defense contractors.
• The city is working to diversify its economy beyond military dependency through business development programs.
• The average commute time is below the national average at approximately 22 minutes.

C. Healthcare Killeen residents have access to healthcare through Advent Health Central Texas and Seton Medical Center Harker Heights, with the Carl R. Darnall Army Medical Center at Fort Cavazos providing additional services for military personnel and their families.

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D. Education

• Killeen Independent School District serves the city with numerous elementary, middle, and high schools, many of which are experienced in addressing the needs of military families.
• Higher education options include Central Texas College and nearby Texas A&M University-Central Texas.

E. Best Neighborhoods to Live In

• Harker Heights: Adjacent to Killeen with higher-end homes, better schools, and lower crime rates.
• Yowell Ranch: A master-planned community with newer homes, community amenities, and a family-friendly environment.
• Tuscany Meadows: Popular subdivision with well-maintained properties and good access to city services.
• South Killeen/Trimmer Estates: Features larger lots and more established neighborhoods away from the busier areas.
• Copperas Cove: Technically a separate city, but it offers more affordable housing options with a small-town feel.

Fun Facts about Killeen:

• Killeen is home to one of the largest Fourth of July celebrations in Central Texas, featuring a multi-day festival and fireworks display.
• Nearby Stillhouse Hollow Lake and Belton Lake provide abundant recreational opportunities, including fishing, boating, and swimming.
• The 1st Cavalry Division Museum at Fort Cavazos preserves the history of one of the Army’s most decorated combat divisions.

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4. Lubbock

Population/Area: Lubbock’s population is approximately 260,000 in 2025, spread over 136 square miles, with a population density of about 1,912 people per square mile.

Safety rating: Lubbock has implemented community policing strategies and neighborhood watch programs to enhance safety throughout the city.

Known for its remarkably low cost of living, Lubbock stands out among Texas cities as an affordable place to call home. Located in the South Plains region, this city combines economic accessibility with quality education, healthcare, and cultural amenities. Home to Texas Tech University, Lubbock offers a college-town atmosphere with the advantages of a mid-sized city.

A. Median Household Income, Median Home Value, Annual Spend for Homeowners, and Annual Spend for Renters:

Lubbock MEDIAN HOUSEHOLD INCOME (2023): $52,000

• Median Home Value: $199,759
• Annual Spend for Homeowners: $18,000 (including mortgage, taxes, insurance, utilities)
• Annual Spend for Renters (Rent & Utilities): $16,788

B. Employment Prospects

• The unemployment rate in Lubbock is below the Texas average at approximately 3.3%, reflecting the city’s stable economy.
• Major employers include Texas Tech University, Covenant Health System, University Medical Center, and Lubbock ISD.
• The average commute time is significantly below the national average at approximately 16 minutes.

C. Healthcare Lubbock serves as a regional healthcare hub with Covenant Health System and University Medical Center providing comprehensive medical services for West Texas and Eastern New Mexico.

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D. Education

• Lubbock Independent School District is the primary public school district, with additional options including Frenship ISD and Lubbock-Cooper ISD.
• Higher education options include Texas Tech University and South Plains College.

E. Best Neighborhoods to Live In

• Tech Terrace: A historic neighborhood near Texas Tech has charming homes, tree-lined streets, and a vibrant community atmosphere.
• Lakeridge: Upscale planned community featuring a golf course, lakes, and newer homes with larger lots.
• Frenship/Wolfforth: Suburban area with excellent schools, newer developments, and growing retail options.
• Shallowater: Small-town feel with highly rated schools and more affordable housing options just outside Lubbock.
• Ransom Canyon: Unique hillside community built around a small lake, offering distinctive architecture and recreational opportunities.

Fun Facts about Lubbock:

• Lubbock is the birthplace of rock and roll legend Buddy Holly, celebrated at the Buddy Holly Center in the city’s Depot Entertainment District.
• The city is known as the “Hub City” due to its role as the economic, educational, and healthcare center of the South Plains region.
• Lubbock is surrounded by the largest contiguous cotton-growing region in the world, producing approximately 25% of the nation’s cotton.

5. Corpus Christi

Population/Area: Corpus Christi’s population is approximately 323,000 in 2025, spread over 460 square miles, with a population density of about 702 people per square mile.

Safety rating: Corpus Christi has seen improvements in safety with neighborhood-focused policing initiatives and community engagement programs.

Situated on the Gulf Coast of Texas, Corpus Christi combines affordable living with coastal amenities. Known as the “Sparkling City by the Sea,” it offers residents beautiful beaches, a thriving port economy, and diverse recreational opportunities. The city’s lower cost of living compared to other coastal communities makes it an attractive option for those seeking affordable waterfront living.

A. Median Household Income, Median Home Value, Annual Spend for Homeowners, and Annual Spend for Renters:

Corpus Christi MEDIAN HOUSEHOLD INCOME (2023): $56,000

• Median Home Value: $225,000
• Annual Spend for Homeowners: $21,600 (including mortgage, taxes, insurance, utilities)
• Annual Spend for Renters (Rent & Utilities): $16,800

B. Employment Prospects

• Major employers include Naval Air Station Corpus Christi, CHRISTUS Spohn Health System, the Port of Corpus Christi, and various petrochemical companies.
• The maritime, healthcare, education, and tourism sectors provide numerous employment opportunities.
• The average commute time is below the national average at approximately 20 minutes.

C. Healthcare Corpus Christi offers comprehensive healthcare through CHRISTUS Spohn Health System, Corpus Christi Medical Center, and Driscoll Children’s Hospital, providing a wide range of medical services for the coastal bend region.

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D. Education

• Corpus Christi Independent School District is the primary public school district, with additional options including Flour Bluff ISD and Calallen ISD.
• Higher education options include Texas A&M University-Corpus Christi and Del Mar College.

E. Best Neighborhoods to Live In

• Calallen: Family-friendly area with excellent schools, lower crime rates, and a suburban feel.
• Flour Bluff: Offers waterfront properties and easy access to beaches, with a diverse mix of housing options.
• Ocean Drive: Features beautiful homes along the bayfront with scenic views and proximity to downtown.
• Portland: Just across the bay from Corpus Christi, with safer streets, good schools, and a small-town atmosphere.
• Kings Crossing/Oso Creek: An established neighborhood with larger homes, mature trees, and a convenient location.

Fun Facts about Corpus Christi:

• Corpus Christi is home to the USS Lexington, a World War II-era aircraft carrier now serving as a museum.
• The Texas State Aquarium in Corpus Christi is one of the largest aquariums in the state, featuring marine life from the Gulf of Mexico and the Caribbean Sea.
• The city is known as the “Birdiest City in America” due to its location on major bird migration routes and the numerous bird species that can be observed in the area.

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6. Waco

Population/Area: Waco’s population is approximately 140,000 in 2025, spread over 95 square miles, with a population density of about 1,473 people per square mile.

Safety rating: Waco has implemented community-based safety initiatives and has seen improvements in crime statistics in recent years.

Located along the Brazos River in Central Texas, Waco offers an appealing blend of affordability, accessibility, and growing cultural attractions. The city has experienced significant revitalization in recent years, partly fueled by its prominence on home renovation television shows. With its central location between Dallas and Austin, Waco provides small-city charm with convenient access to larger metropolitan areas.

A. Median Household Income, Median Home Value, Annual Spend for Homeowners, and Annual Spend for Renters:

Waco MEDIAN HOUSEHOLD INCOME (2023): $50,000

• Median Home Value: $230,000
• Annual Spend for Homeowners: $20,400 (including mortgage, taxes, insurance, utilities)
• Annual Spend for Renters (Rent & Utilities): $14,400

B. Employment Prospects

• Major employers include Baylor University, Waco Independent School District, Baylor Scott & White Health, and various manufacturing and distribution companies.
• The healthcare, education, retail, and tourism sectors provide numerous employment opportunities.
• The average commute time is significantly below the national average at approximately 18 minutes.

C. Healthcare Waco residents have access to quality healthcare through Baylor Scott & White Hillcrest Medical Center and Ascension Providence Hospital, providing comprehensive medical services for the region.

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D. Education

• Waco Independent School District is the primary public school district, with additional options including Midway ISD and La Vega ISD.
• Higher education options include Baylor University, McLennan Community College, and Texas State Technical College.

E. Best Neighborhoods to Live In

• Woodway: An affluent suburb is known for larger homes, excellent schools, and very low crime rates.
• China Spring: Growing community northwest of Waco with new developments, highly rated schools, and rural atmosphere.
• Hewitt: Family-friendly suburb with good schools, affordable housing, and convenient location.
• Dean Highland: This historic neighborhood is near the downtown area, with character homes and ongoing revitalization.
• Castle Heights: Established area with tree-lined streets, diverse housing, and proximity to Baylor University.

Fun Facts about Waco:

• Waco is home to the popular Magnolia Market at the Silos, created by Chip and Joanna Gaines of HGTV’s “Fixer Upper” fame, attracting over 1.5 million visitors annually.
• The Dr Pepper Museum celebrates the popular soft drink, which was invented in Waco in 1885.
• The 470-foot Waco Suspension Bridge, built in 1870, was an important crossing on the Chisholm Trail cattle drives and remains an iconic landmark.

7. Abilene

Population/Area: Abilene’s population is approximately 125,000 in 2025, spread over 112 square miles, with a population density of about 1,116 people per square mile.

Safety rating: Abilene has lower crime rates than many comparable-sizes Texas cities and has implemented effective community policing strategies.

Located in West Texas, Abilene offers an appealing combination of affordability, a friendly community atmosphere, and cultural amenities. The city serves as a regional hub for education, healthcare, and commerce while maintaining a small-city feel. With its strong military connection through Dyess Air Force Base, Abilene has developed a diverse and resilient economy supporting its affordable lifestyle.

A. Median Household Income, Median Home Value, Annual Spend for Homeowners, and Annual Spend for Renters:

Abilene MEDIAN HOUSEHOLD INCOME (2023): $54,000

• Median Home Value: $188,764
• Annual Spend for Homeowners: $18,000 (including mortgage, taxes, insurance, utilities)
• Annual Spend for Renters (Rent & Utilities): $15,540

B. Employment Prospects

• Major employers include Dyess Air Force Base, Hendrick Health System, Abilene Independent School District, and Abilene Christian University.
• The healthcare, education, military, and retail sectors provide numerous employment opportunities.
• The average commute time is significantly below the national average at approximately 15 minutes.

C. Healthcare Abilene serves as a regional healthcare center with Hendrick Health System, providing comprehensive medical services in a 24-county area.

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D. Education

• Abilene Independent School District is the primary public school district, with additional options including Wylie ISD.
• Higher education options include Abilene Christian University, Hardin-Simmons University, McMurry University, and Texas State Technical College.

E. Best Neighborhoods to Live In

• Wylie: This is a popular area with excellent schools, newer homes, and a strong community feel.
• Fairway Oaks: Upscale neighborhood built around Abilene Country Club with larger homes and golf course views.
• River Oaks: Established neighborhood with mature trees, larger lots, and proximity to major shopping centers.
• Lytle South: Family-friendly area with good schools and a range of housing options from starter homes to larger properties.
• Buffalo Gap/Tuscola: Rural communities just outside Abilene offer larger properties and a small-town atmosphere with easy city access.

Fun Facts about Abilene:

• Abilene is known as the “Storybook Capital of America,” featuring the annual Children’s Art & Literacy Festival and the Storybook Sculpture Project with over 25 sculptures from beloved children’s books.
• The West Texas Fair & Rodeo has been held in Abilene since 1883, celebrating the region’s agricultural heritage and Western lifestyle.
• The Abilene Zoo houses more than 1,000 animals representing over 250 species from around the world, including a popular giraffe feeding station.

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8. San Antonio

Population/Area: San Antonio’s population is approximately 1.5 million in 2025, spread over 505 square miles, making it the seventh-largest city in the United States.

Safety rating: San Antonio has implemented various safety initiatives and community policing programs, with crime rates varying by neighborhood.

As one of Texas’s most historic and culturally rich cities, San Antonio combines affordability with a distinctive identity shaped by its Spanish colonial heritage, military presence, and diverse population. The city offers residents a unique blend of urban amenities, cultural attractions, and economic opportunities while maintaining a cost of living significantly below the national average.

A. Median Household Income, Median Home Value, Annual Spend for Homeowners, and Annual Spend for Renters:

San Antonio MEDIAN HOUSEHOLD INCOME (2023): $60,834

• Median Home Value: $300,000
• Annual Spend for Homeowners: $24,000 (including mortgage, taxes, insurance, utilities)
• Annual Spend for Renters (Rent & Utilities): $15,264

B. Employment Prospects

• Major employers include Joint Base San Antonio, H-E-B, USAA, Methodist Healthcare System, and various tourism and hospitality businesses.
• The healthcare, military, education, financial services, and tourism sectors provide numerous employment opportunities.
• The average commute time is near the national average at approximately 26 minutes.

C. Healthcare San Antonio is a major healthcare center with University Health System, Methodist Healthcare System, Baptist Health System, and CHRISTUS Santa Rosa Health System providing comprehensive medical services.

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D. Education

• San Antonio is served by 17 independent school districts, with Northside ISD, North East ISD, and San Antonio ISD being the largest.
• Higher education options include the University of Texas at San Antonio, Trinity University, St. Mary’s University, and the Alamo Colleges District.

E. Best Neighborhoods to Live In

• Stone Oak: A master-planned community in north San Antonio with excellent schools, shopping, and modern amenities.
• Alamo Heights: This historic, upscale neighborhood has top-rated schools, beautiful homes, and a central location.
• Helotes: Semi-rural suburb with Hill Country views, highly rated schools, and a family-friendly atmosphere.
• Hollywood Park: Small enclave with larger lots, tight-knit community, and low crime rates.
• Terrell Hills: Established neighborhood with tree-lined streets, architecturally diverse homes, and excellent location.

Fun Facts about San Antonio:

• San Antonio is home to the Alamo, the historic mission and fortress where the famous Battle of the Alamo took place in 1836; now a UNESCO World Heritage Site along with four other Spanish colonial missions.
• The San Antonio River Walk (Paseo del Río) is a 15-mile urban waterway that winds through the city center, featuring restaurants, shops, hotels, and cultural attractions.
• San Antonio is the birthplace of Tex-Mex cuisine, with iconic local dishes including puffy tacos, bean and cheese nachos, and chili con carne.

9. Tyler

Population/Area: Tyler’s population is approximately 110,000 in 2025, spread over 57 square miles, with a population density of about 1,930 people per square mile.

Safety rating: Tyler is considered a fairly safe community with ongoing community policing initiatives, though it does have a higher than the national average crime rate with chances of becoming a victim of any crime at 1 in 45.

Known as the “Rose Capital of America,” Tyler combines small-city charm with significant healthcare and educational resources. Located in East Texas, the city offers an appealing blend of affordability, natural beauty, and strong community connections. With its growing medical sector and diverse economy, Tyler provides residents with quality amenities while maintaining costs below the national average.

A. Median Household Income, Median Home Value, Annual Spend for Homeowners, and Annual Spend for Renters:

Tyler MEDIAN HOUSEHOLD INCOME (2023): $58,000

• Median Home Value: $221,715
• Annual Spend for Homeowners: $21,000 (including mortgage, taxes, insurance, utilities)
• Annual Spend for Renters (Rent & Utilities): $14,676

B. Employment Prospects

• Major employers include healthcare systems with an estimated 25,000 full-time jobs available, Tyler Independent School District, and The University of Texas at Tyler.
• The healthcare, education, manufacturing, and retail sectors provide numerous employment opportunities.
• The average commute time is below the national average at approximately 20 minutes.

C. Healthcare Tyler serves as a regional healthcare hub with UT Health East Texas, CHRISTUS Trinity Mother Frances Health System, and the Veterans Clinic providing comprehensive medical services. In 2022, the Northeast Texas Cancer and Research Institute was formed with specialized areas for oncology and research.

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D. Education

• Tyler Independent School District serves the city with 17 elementary schools, 6 middle schools, and 4 high schools, rated above average for its teachers, college prep, administration, and diversity.
• Higher education options include The University of Texas at Tyler, which now includes a School of Medicine, Tyler Junior College, and Texas College.

E. Best Neighborhoods to Live In

• Hollytree: Upscale planned community built around a golf course with larger homes, excellent amenities, and strong security.
• The Cascades: Luxury development with lake views, resort-style amenities, and proximity to medical facilities.
• Lago Del Pino: Gated lakeside community with spacious properties and scenic surroundings.
• Whitehouse: Family-friendly suburb with outstanding schools and more affordable housing options.
• Azalea District: This historic neighborhood is near downtown, has character homes and mature landscaping, and is within walking distance of cultural attractions.

Fun Facts about Tyler:

• Tyler is home to the Texas Rose Festival, held annually since 1933 to celebrate the rose industry that earned the city its nickname as the “Rose Capital of America.”
• The Tyler Municipal Rose Garden is the nation’s largest rose garden, featuring over 38,000 rose bushes representing more than 500 varieties.
• The Caldwell Zoo in Tyler houses over 3,400 animals representing nearly 250 species from around the world in naturalistic habitats.

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10. El Paso

Population/Area: El Paso’s population is approximately 685,000 in 2025, spread over 256 square miles, with a population density of about 2,675 people per square mile.

Safety rating: El Paso consistently ranks as one of the safest large cities in the United States, with violent crime rates significantly below national averages for cities of comparable size.

Located at the westernmost tip of Texas along the U.S.-Mexico border, El Paso offers a unique blend of American and Mexican cultures, stunning desert landscapes, and remarkable affordability. The city’s position at the intersection of Texas, New Mexico, and Mexico creates a distinctive multicultural environment with rich traditions and diverse influences.

A. Median Household Income, Median Home Value, Annual Spend for Homeowners, and Annual Spend for Renters:

El Paso MEDIAN HOUSEHOLD INCOME (2023): $48,000

• Median Home Value: $210,000
• Annual Spend for Homeowners: $18,600 (including mortgage, taxes, insurance, utilities)
• Annual Spend for Renters (Rent & Utilities): $13,680

B. Employment Prospects

• Major employers include Fort Bliss (one of the largest military installations in the United States), El Paso Independent School District, the City of El Paso, and The University of Texas at El Paso.
• The military, government, education, healthcare, and manufacturing sectors provide numerous employment opportunities.
• The average commute time is below the national average at approximately 23 minutes.

C. Healthcare El Paso offers comprehensive healthcare through The Hospitals of Providence, University Medical Center of El Paso, and El Paso Children’s Hospital. The Texas Tech University Health Sciences Center El Paso, which includes the Paul L. Foster School of Medicine, enhances healthcare access while training future medical professionals.

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D. Education

• El Paso, Socorro, and Ysleta Independent School Districts serve the city with numerous elementary, middle, and high schools, many offering bilingual education programs.
• Higher education options include The University of Texas at El Paso and El Paso Community College.

E. Best Neighborhoods to Live In

• Kern Place: This historic area is near UTEP, with unique homes, walkable streets, and a vibrant restaurant scene.
• Upper Valley: Features larger properties, agricultural charm, and proximity to the Rio Grande.
• Coronado: Upscale area on the west side with mountain views, excellent schools, and newer developments.
• Eastside/Pebble Hills: Growing area with newer housing developments, shopping centers, and family-friendly amenities.
• Westside/Mesa Hills: This is a popular area with diverse housing options, good schools, and mountain views.

Fun Facts about El Paso:

• El Paso is home to the only major American city where you can view another country from downtown, with Juárez, Mexico visible across the Rio Grande.
• The Franklin Mountains State Park, entirely within El Paso city limits, is the largest urban wilderness park in the United States.
• The city experiences over 300 sunny days per year, earning it the nickname “The Sun City.”

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Tips for Finding Affordable Housing in Texas

1. Research budget-friendly cities and neighborhoods: 
   • Look beyond major metropolitan areas to smaller cities and suburbs, which often have lower housing costs.
   • Cities like San Antonio, Fort Worth, and El Paso tend to be more affordable than Austin or Houston.
2. Utilize state and local housing assistance programs: 
   • Explore programs offered by the Texas Department of Housing and Community Affairs, including rental assistance, affordable housing programs, and first-time homebuyer help.
   • Consider the Housing Choice Voucher program, which subsidizes rent for low-income families.
   • Look into Down Payment Assistance Programs available in many Texas cities.
3. Connect with a local realtor or housing specialist: 
   • These professionals can provide valuable insights on market trends, neighborhood characteristics, and available assistance programs.
   • They can help you navigate the qualification process for various assistance programs.
4. Be flexible with your housing options: 
   • Consider fixer-upper homes, which may allow you to negotiate a lower price.
   • Look into manufactured or modular homes as more affordable alternatives to traditional site-built homes.
5. Stay vigilant and act quickly: 
   • Set up alerts on housing websites to receive notifications about new listings.
   • Have the necessary paperwork ready to speed up the application process.
6. Use online search tools: 
   • Try the Affordable Housing Online Search Tool (AHOST) for Austin.
   • Use the Texas Department of Housing and Community Affairs’ Vacancy Clearinghouse to find reduced-rent units.
7. Contact local Housing Authorities: 
   • These agencies administer federal housing programs like public housing and Housing Choice Vouchers.
8. Explore rural options: 
   • The USDA Rural Multifamily Housing Rentals program offers affordable housing in rural areas.

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Conclusion

Texas offers a wealth of affordable, safe communities with distinct characters and amenities. From El Paso’s multicultural border city atmosphere to Tyler’s rose-filled gardens, these ten cities demonstrate the diverse lifestyle options available throughout the Lone Star State. Each community provides its own unique blend of economic opportunity, quality housing, cultural amenities, and natural beauty, all while maintaining affordability and safety as priorities.