The 5 Best Places to Live in Mississippi
- Local Editor:Local Editor: Katherine Mines
Published: Sep 11, 2025
- Category: City Living Guide

Mississippi is a state of captivating contrasts, where the echoes of blues music mingle with the hum of modern industry, and sprawling white-sand beaches meet lush, rolling hills. Beyond its undeniable affordability, the Magnolia State offers a collection of cities, each with its own unique personality, economy, and lifestyle. This guide delves into the heart of Mississippi’s five most prominent urban centers to help you navigate the distinct benefits and considerations of life in each.
From the historic government hub of Jackson to the coastal charm of Gulfport and the intellectual energy of Oxford, we provide a comprehensive look at what makes each city a premier place to live, work, and put down roots in the Soul of the South.
Key Takeaways
- Mississippi’s cities offer a diverse range of lifestyles, from the college-town vibrancy of Oxford and Starkville to the economic power of the Gulf Coast.
- Jackson serves as the government and healthcare anchor, while Southaven offers a suburban Memphis lifestyle with top-tier schools.
- Affordability is a universal strength, but home values and cost of living can vary significantly, with Oxford commanding a premium for its culture and DeSoto County for its amenities.
- Each city has a dominant economic driver: healthcare in Jackson, manufacturing in the Golden Triangle, tourism on the Coast, and education in the college towns.
- The ultimate choice depends on balancing your priorities: career opportunities, school quality, cultural amenities, and overall pace of life.
Table of Contents:
I. Methodology
To provide a fair and objective analysis, our rankings are based on a multi-factor methodology that evaluates each city on the key criteria essential for quality of life. The five cities selected—Jackson, Gulfport, Southaven, Oxford, and Starkville—represent major population centers and distinct regional influences within the state.
Our evaluation criteria are weighted as follows to reflect the priorities of a diverse range of residents:
- Housing & Affordability (30%): The cornerstone of any move. We analyze median home value, average monthly rent, and overall affordability compared to state and national averages. Key ratios like home-price-to-income are crucial here.
- Employment & Economy (25%): A city’s economic health is vital for stability. This criterion assesses the local job market, major employers, economic diversity, and income levels.
- Safety & Community (20%): The fundamental need to feel secure. This metric evaluates violent and property crime rates and considers the strength of community engagement.
- Quality of Life & Culture (15%): The “X-factor” that defines a city’s character. This includes access to parks, cultural attractions, dining, entertainment, and overall vibe.
- Education (10%): A major factor for families. We consider public school district ratings and access to higher education institutions.
Data is compiled from 2025 sources, including the U.S. Census Bureau, Zillow, Bureau of Labor Statistics, and Mississippi Department of Education.
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II. The 5 Best Places to Live: A Portrait of Mississippi’s Diversity
Here are the five best places to live in Mississippi, ordered from the lowest to the highest HOMEiA Score.
1. Jackson: The Capital City

As the state capital and most populous city, Jackson is the undeniable economic and cultural heart of Mississippi. It’s a city of contrasts, boasting world-class medical facilities and a rich civil rights history alongside significant economic and crime challenges.
HOMEiA Score: 86/100
- Cost of Living: 18% lower than the national average.
- Monthly Rent: The average rent for a two-bedroom apartment is $950.
- Home price to income ratio: The median home price is $165,000. With a median household income of $42,000, the home price-to-income ratio is approximately 3.9:1.
- Income to rent ratio: The average annual rent is $11,400 ($950 x 12). With a median household income of $42,000, the income-to-rent ratio is approximately 3.7:1.
A. Housing & Affordability
Jackson is one of the most affordable capital cities in the U.S. Housing costs drive this advantage, with a median home price of $165,000. This affordability allows residents to live comfortably on a moderate income, though it’s important to research neighborhoods carefully, as conditions can vary.
B. Safety & Community
Jackson faces challenges with crime rates that are higher than national averages. However, the city has a strong and passionate community spirit, with vibrant neighborhoods like Fondren and Belhaven fostering local art, music, and dining scenes. Community revitalization efforts are ongoing and visible.
C. Employment & Economy
Jackson’s economy is anchored by government and healthcare. The University of Mississippi Medical Center (UMMC) is the state’s largest employer and a premier research institution. State government offices provide stable employment. While the city has faced economic headwinds, it remains the undeniable economic engine of the region.
D. Quality of Life & Culture
Quality of life in Jackson is rich with culture. The city is home to exceptional museums like the Mississippi Museum of Art and the Museum of Mississippi History. The Malaco Records studio is a soul music landmark. Foodies will appreciate the legendary soul food restaurants. For families, the Mississippi Children’s Museum and LeFleur’s Bluff State Park offer excellent recreation.
E. Education
The Jackson Public School District faces significant challenges, which lead many families to consider surrounding districts or private schools. However, Jackson is a hub for higher education, and is home to Jackson State University, Belhaven University, and Millsaps College.
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2. Gulfport: The Coastal Powerhouse
As the second-largest city in Mississippi, Gulfport is the economic center of the Gulf Coast. It’s a city defined by its working port, casino industry, and recovery-driven spirit since Hurricane Katrina.
HOMEiA Score: 87/100
- Cost of Living: 14% lower than the national average.
- Monthly Rent: The average rent for a two-bedroom apartment is $1,100.
- Home price to income ratio: The median home price is $195,000. With a median household income of $48,500, the home price-to-income ratio is approximately 4.0:1.
- Income to rent ratio: The average annual rent is $13,200 ($1,100 x 12). With a median household income of $48,500, the income-to-rent ratio is approximately 3.7:1.
A. Housing & Affordability
Gulfport offers strong affordability with a coastal premium. Housing costs are higher than more inland cities, but remain a fraction of other Gulf Coast cities in neighboring Florida or Alabama. The median home price of $195,000 provides access to a beach-adjacent lifestyle that is unattainable in most other parts of the country.
B. Safety & Community
Gulfport’s safety profile is mixed but shows improvement. The community is resilient and diverse, with a strong military presence from Naval Construction Battalion Center Gulfport and Keesler Air Force Base in neighboring Biloxi. The city has a practical, blue-collar vibe balanced by tourist-friendly amenities.
C. Employment & Economy
Gulfport’s economy is a powerful trio of the Port of Gulfport (a major import/export hub), a thriving casino and tourism industry, and aerospace/defense linked to NCBC Gulfport, Keesler AFB, and NASA’s Stennis Space Center. This diversity provides a stable job market with opportunities in logistics, hospitality, and tech.
D. Quality of Life & Culture
Life on the Coast is laid-back and oriented around the water. Residents enjoy 26 miles of beautiful beaches, deep-sea fishing, and fresh seafood. The city has family attractions like the Mississippi Aquarium and Jones Park. The annual Cruisin’ the Coast festival draws classic car enthusiasts from across the nation.
E. Education
The Gulfport School District is one of the higher-rated districts on the Coast. Higher education options include Mississippi Gulf Coast Community College and William Carey University’s Gulfport campus.
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3. Southaven: The Suburban Ideal

Southaven is the largest city in DeSoto County and the epitome of modern suburban growth. It functions largely as an affluent bedroom community for Memphis, Tennessee, offering a quieter, family-focused alternative with immediate access to big-city amenities.
HOMEiA Score: 88/100
- Cost of Living: 10% lower than the national average.
- Monthly Rent: The average rent for a two-bedroom apartment is $1,200.
- Home price to income ratio: The median home price is $245,000. With a median household income of $75,000, the home price-to-income ratio is approximately 3.3:1.
- Income to rent ratio: The average annual rent is $14,400 ($1,200 x 12). With a median household income of $75,000, the income-to-rent ratio is approximately 5.2:1.
A. Housing & Affordability
Southaven is the most expensive city on our list from a pure housing perspective, with a median home price of $245,000. However, this is offset by the highest median household income in Mississippi. Residents pay a premium for access to top-rated schools and a safe, amenity-rich suburban environment.
B. Safety & Community
Southaven consistently ranks as one of the safest cities in Mississippi. The community is almost entirely suburban, with a focus on family life, excellent public services, and well-maintained neighborhoods and retail centers like the popular Snowden Grove Park.
C. Employment & Economy
While many residents commute to Memphis for work in healthcare, logistics, and corporate sectors, Southaven has a growing self-contained economy. Major employers include FedEx, which has a massive hub nearby, and numerous distribution centers and healthcare facilities that serve the growing population.
D. Quality of Life & Culture
Quality of life is Southaven’s biggest selling point. Families enjoy a vast network of parks, community centers, and sports leagues. The city is just 15-20 minutes from all the cultural amenities, professional sports, and dining options of Memphis without the higher cost of living. It’s the perfect blend of quiet living and urban access.
E. Education
The DeSoto County School District is consistently ranked the best in Mississippi, a primary reason for the area’s explosive growth. For higher education, Northwest Mississippi Community College and the University of Memphis are within easy reach.
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4. Oxford: The Cultural Jewel
Oxford is a city that punches far above its weight. Home to the University of Mississippi (“Ole Miss”), it combines Southern charm with intellectual energy, literary history, and SEC sports passion, creating a sophisticated and highly desirable small city.
HOMEiA Score: 89/100
- Cost of Living: 15% lower than the national average.
- Monthly Rent: The average rent for a two-bedroom apartment is $1,150.
- Home price to income ratio: The median home price is $325,000. With a median household income of $50,150, the home price-to-income ratio is approximately 6.5:1.
- Income to rent ratio: The average annual rent is $13,800 ($1,150 x 12). With a median household income of $50,150, the income-to-rent ratio is approximately 3.6:1.
A. Housing & Affordability
Oxford’s desirability comes at a price. It has the highest median home value on our list at $325,000. The cost of living is kept in check by other factors, but housing is at a significant premium, reflecting the high demand to live in this unique community.
B. Safety & Community
Oxford is one of the safest cities in the state. The community is a vibrant mix of university faculty, students, writers, and professionals. The town square is the social and cultural heart, fostering a sense of connection and intellectual engagement rarely found in a city of its size.
C. Employment & Economy
Ole Miss is the economic and cultural engine, providing stable employment and attracting a well-educated populace. The city also has a growing reputation as a haven for writers and artists, which supports a thriving ecosystem of independent bookstores, galleries, and restaurants.
D. Quality of Life & Culture
Life in Oxford is culturally rich. From touring Rowan Oak, William Faulkner’s home, to cheering on the Ole Miss Rebels at Vaught-Hemingway Stadium, there’s always something happening. The square is lined with award-winning restaurants like City Grocery, and the Double Decker Arts Festival draws crowds annually. It’s a foodie and culture lover’s paradise.
E. Education
The Oxford School District is one of the top-performing districts in Mississippi. And, of course, the University of Mississippi provides an exceptional in-state higher education option and infuses the city with youthful energy and intellectual curiosity.
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5. Starkville: Mississippi’s Rising Star

As a fellow college town, Starkville offers a similar vibe to Oxford but with a distinct personality centered around Mississippi State University’s strong engineering and agriculture programs. It’s a city on the rise, blending college-town energy with a growing tech sector.
HOMEiA Score: 90/100
- Cost of Living: 21% lower than the national average.
- Monthly Rent: The average rent for a two-bedroom apartment is $875.
- Home price to income ratio: The median home price is $235,000. With a median household income of $50,300, the home price-to-income ratio is approximately 4.7:1.
- Income to rent ratio: The average annual rent is $10,500 ($875 x 12). With a median household income of $50,300, the income-to-rent ratio is approximately 4.8:1.
A. Housing & Affordability
Starkville offers an excellent balance, providing a vibrant college-town lifestyle at a more accessible price point than Oxford. The median home price of $235,000 and lower rent make it a compelling value for the amenities offered.
B. Safety & Community
Starkville is a very safe city with a strong sense of community. The atmosphere is passionate and friendly, heavily influenced by Mississippi State Bulldog pride. The unique Cotton District neighborhood provides a walkable, European-style village feel that is unique in Mississippi.
C. Employment & Economy
Mississippi State University is the cornerstone employer, but its focus on research and technology has spawned a growing tech and aerospace corridor. Companies like Airbus and Stark Aerospace have significant operations here, creating high-paying jobs beyond the university and diversifying the economy.
D. Quality of Life & Culture
As a college town, Starkville is energetic and fun. Football Saturdays transform the city into a sea of maroon and white. The city offers a surprising diversity of dining options, from upscale eateries to local favorites. Outdoor enthusiasts enjoy the proximity to the Noxubee National Wildlife Refuge.
E. Education
The Starkville-Oktibbeha Consolidated School District is well-regarded and benefits from its partnership with MSU. The university itself is a land-grant institution known for its strengths in engineering, agriculture, and veterinary medicine, providing a world-class education and driving innovation.
Comparative Data Table
| City | 2025 Population | Median Home Value | Monthly Rent (2-Bed) | Median Household Income | Home Price to Income Ratio | Income to Rent Ratio |
|---|---|---|---|---|---|---|
| Jackson | 146,500 | $165,000 | $950 | $42,000 | 3.9/1.0 | 3.7/1.0 |
| Gulfport | 72,800 | $195,000 | $1,100 | $48,500 | 4.0/1.0 | 3.7/1.0 |
| Southaven | 59,200 | $245,000 | $1,200 | $75,000 | 3.3/1.0 | 5.2/1.0 |
| Oxford | 27,800 | $325,000 | $1,150 | $50,150 | 6.5/1.0 | 3.6/1.0 |
| Starkville | 26,500 | $235,000 | $875 | $50,300 | 4.7/1.0 | 4.8/1.0 |
Conclusion: Finding Your Place in Mississippi
This comparison reveals that Mississippi is far from a monolith. Your ideal city depends entirely on your personal and professional goals.
- Choose Jackson for government and healthcare careers and a rich, if complex, historical tapestry.
- Choose Gulfport for a coastal lifestyle built on a diverse and powerful economic base.
- Choose Southaven for the top-rated schools, safety, and suburban comfort with instant access to a major metro.
- Choose Oxford for a premium, culturally-rich intellectual environment steeped in literary and SEC tradition.
- Choose Starkville for the best value college-town experience with a forward-looking tech and engineering economy.
Each city offers the core Mississippi advantages of affordability and community, but wraps them in a uniquely different package. By understanding these distinctions, you can make an informed choice that aligns your ambitions with the perfect Mississippi backdrop.
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FAQ: Most Common Questions About Living in Mississippi‘s Best Cities
1. Which city has the best job market?
It depends on your field. Jackson is best for healthcare and government. Starkville and the Golden Triangle are strong for engineering and advanced manufacturing. Southaven and the northern corridor are great for logistics and commuting to Memphis. Gulfport excels in port logistics, tourism, and aerospace.
2. Are these cities safe?
Safety varies. Southaven, Oxford, and Starkville are consistently ranked among the safest cities in the state. Jackson and Gulfport have more varied safety records, with crime rates higher than national averages. As always, researching specific neighborhoods is crucial.
3. What’s the best city for families?
Southaven is often the top choice due to its exceptional school district and safe, suburban environment. Oxford and Starkville also offer excellent schools and abundant family activities centered around university life.
4. How do I handle the Mississippi heat?
The summer heat and humidity are significant everywhere. A reliable air conditioning system is non-negotiable. Lifestyle adapts to the climate: outdoor activities are popular in the early morning and evening, and many people enjoy water-based recreation on the Coast or the state’s many lakes and rivers.
5. What is the social scene like in these cities?
Oxford and Starkville have vibrant, youthful social scenes driven by their university populations, with plenty of restaurants, bars, and cultural events. Gulfport has a casual, coastal vibe with a focus on seafood restaurants and outdoor bars. Southaven’s social life is family and community-oriented (sports leagues, parks). Jackson has a more mature, professional social scene with a fantastic offering of fine dining and cultural institutions.
6. Should I consider suburbs or smaller towns nearby?
Absolutely. For Jackson, suburbs like Madison or Flowood offer top-tier schools and amenities. For Gulfport, Ocean Springs offers an unparalleled arts and dining scene. For Oxford, smaller towns like Taylor provide a quiet rural setting just minutes from town. Exploring these options can often provide the best of both worlds.
Katherine is a U.S. Air Force veteran and military spouse who has lived and traveled all across the U.S. and Europe. With a master’s in history and a passion for making the past feel personal, Katherine brings a unique perspective shaped by years of living, learning, and exploring abroad. Whether writing about tech, travel, or everyday life, Katherine loves to sprinkle a little bit of history into just about any topic—because she believes history is our story and it’s something to be enjoyed, not just endured. These days, she’s based on the Mississippi Gulf Coast, where you’ll find her writing, trying new restaurants, or planning her next Disney trip.
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