Pros and Cons of Living in Michigan

Relocating to a new state requires careful consideration of both the state as a whole and the specific community you’ll join. If you’re considering Michigan, you’re in luck—the Great Lakes State offers diverse options for all ages, budgets, family situations, and preferences. This article presents the pros and cons of living in Michigan, including top cities for various demographic groups. We’ll provide a checklist to ease your moving process and help you find your perfect Michigan home.

The Pros and Cons of Living in Michigan

Living in Michigan, nestled in the heart of the Great Lakes region, offers a unique blend of urban sophistication, natural beauty, and Midwestern values. Before making a move, it’s essential to understand the advantages and challenges of calling Michigan home.

Pros:

1. Affordable Cost of Living: Michigan’s cost of living is approximately 8.6% lower than the national average, with an index of 92.4. This affordability extends to housing, utilities, and other essentials.
2. Natural Beauty: Michigan boasts an unparalleled landscape with over 11,000 inland lakes, the longest freshwater coastline in the United States, and diverse forests, especially vibrant during the fall foliage season.
3. Strong Higher Education: Michigan boasts several prestigious institutions, including the University of Michigan, Michigan State University, and numerous well-regarded smaller colleges and universities.
4. Four Distinct Seasons: Michigan residents enjoy the full spectrum of seasons, from snowy winters perfect for skiing and snowmobiling to warm summers ideal for beach activities on the Great Lakes.
5. Thriving Job Market: Several industries are flourishing in Michigan, including healthcare, technology, manufacturing, and automotive innovation. Major employers include Ford, General Motors, and numerous healthcare systems.
6. Outdoor Recreation: Residents have year-round access to outdoor activities, including fishing, hunting, hiking, skiing, boating, and camping across the state’s diverse landscape.
7. Cultural Diversity: The state offers a rich tapestry of cultural experiences, from Detroit’s historic Motown legacy to the Dutch heritage celebrated in Holland to vibrant communities throughout the state.
8. Friendly Communities: Michigan is known for its welcoming “Midwest nice” culture, with communities that pride themselves on neighborliness and civic engagement.

Cons:

1. Harsh Winters: Michigan winters can be long, cold, and snowy, especially in the Upper Peninsula and northern regions. This requires significant adjustment for those from warmer climates.
2. Infrastructure Challenges: Many areas face issues with aging infrastructure, including roads that suffer from the freeze-thaw cycle, creating the infamous Michigan potholes.
3. Economic Disparities: While some areas are thriving, others continue to struggle economically, creating stark contrasts between affluent suburbs and struggling urban or rural communities.
4. Limited Public Transportation: Public transit options are limited outside metropolitan areas, making car ownership practically essential for most residents.
5. State Income Tax: Michigan imposes a state income tax of 4.25%, which some may find disadvantageous compared to states without an income tax.
6. Weather Unpredictability: Michigan’s weather can change rapidly, sometimes experiencing multiple seasons in a single day, which can be frustrating for planning outdoor activities.
7. Healthcare Access Disparities: While metropolitan areas offer excellent healthcare options, rural regions may have limited access to specialized medical services.
8. Seasonal Allergies: The state’s diverse plant life can trigger significant seasonal allergies for susceptible individuals.

Interesting Facts About Michigan:

1. Michigan is the only state composed of two peninsulas (Upper and Lower) connected by the Mackinac Bridge, one of the world’s longest suspension bridges.
2. The state borders four out of five Great Lakes (Superior, Michigan, Huron, and Erie), earning it the nickname “The Great Lakes State.”
3. Detroit earned its “Motor City” nickname as the birthplace of the automotive industry, where Henry Ford revolutionized manufacturing with the assembly line.
4. Michigan produces more tart cherries than any other state, with Traverse City hosting the annual National Cherry Festival.
5. The Upper Peninsula’s residents are affectionately known as “Yoopers,” while those from the Lower Peninsula are sometimes called “Trolls” (because they live “below the bridge”).

Best Cities to Live in Michigan for Young Professionals

The following cities offer vibrant communities with employment opportunities, cultural amenities, and relatively affordable housing options, making them ideal for young professionals starting their careers.

The cities are listed according to their HOMEiA score, from lowest to highest.

1. Detroit

Detroit is located in southeastern Michigan along the Detroit River. The Detroit population has stabilized in recent years after decades of decline, with revitalization efforts showing promising results in core neighborhoods.

The Detroit population is relatively young, with a significant percentage under 35 years old and a growing millennial presence in revitalized districts.

The median household income in Detroit is $74,690, and the median home price is $73,442 (2025 estimates).

The unemployment rate has improved to around 7% (2025), higher than the national and state averages but significantly better than past decades.

Detroit offers several options for higher education, including Wayne State University, the University of Detroit Mercy, and the College for Creative Studies. The city also hosts several trade schools and community colleges like Wayne County Community College District.

Detroit’s renaissance has created exciting opportunities for young professionals. The downtown and Midtown areas boast trendy restaurants, craft breweries, and a burgeoning arts scene. Eastern Market, one of the nation’s oldest public markets, offers fresh food and artisanal products every weekend. The Detroit Riverwalk provides beautiful views and recreational opportunities along the waterfront.

Professional sports enthusiasts can enjoy games from all four major leagues, the Lions (NFL), Tigers (MLB), Pistons (NBA), and Red Wings (NHL), all playing within the city limits. The low cost of living combined with emerging opportunities in automotive technology, healthcare, and creative industries makes Detroit an increasingly attractive option for young professionals.

Related article

Pros and Cons of Living in Michigan

Michigan offers diverse communities to match any lifestyle, from vibrant cities to tranquil lakeside towns. Whether seeking career opportunities, family-friendly neighborhoods, or a peaceful retirement, the Great Lakes State provides affordable options with unique attractions and natural beauty. As you consider making Michigan your home, weigh the pros and cons…

2. Lansing

Lansing, Michigan’s capital city, is located in the south-central part of the state. The Lansing population has shown moderate growth in recent years, with a 2.6% projected increase through 2025.

The population in Lansing is diverse and relatively young, benefiting from the presence of government institutions and Michigan State University in neighboring East Lansing.

The median household income in Lansing is $155,985, and the median home price is $152,032 (2025 estimates).

The unemployment rate is around 4.2% (2025), slightly above the national average but consistent with state trends.

Lansing offers numerous educational opportunities, with Lansing Community College as a key institution. Michigan State University, a top-tier research institution, is located in adjacent East Lansing, offering world-class educational resources only minutes away.

Young professionals in Lansing benefit from the stability of government jobs and growing sectors like insurance, healthcare, and technology. The city’s Old Town district features boutique shops, galleries, and restaurants in historic buildings. The Lansing River Trail offers 13 miles of paved paths along the Grand River for walking, jogging, and biking.

The cost of living is remarkably affordable, making it possible for young professionals to purchase homes early in their careers. The city’s central location provides easy access to Detroit, Grand Rapids, and Chicago for weekend getaways.

Related article

Top 5 Best Places to Live in Michigan

The state of Michigan has a city for everyone, whether you want a college vibe, metro urban environment, or to conclude your day with a dazzling sunset over a freshwater ocean. Michigan boasts over 90 colleges and universities and Michiganders are never more than six miles from a body of water. Sound like a great place to live? I agree! While so many cities…

3. Kalamazoo

Kalamazoo is located in southwest Michigan, approximately halfway between Chicago and Detroit. The population in Kalamazoo has experienced steady growth, with the city becoming increasingly attractive to young professionals seeking an affordable yet culturally rich environment.

The Kalamazoo population is diverse and relatively young, largely due to the presence of Western Michigan University and Kalamazoo College.

The median household income in Kalamazoo is $228,609, and the median home price is $223,907 (2025 estimates).

The unemployment rate hovers around 4.5% (2025), generally in line with state averages.

Kalamazoo offers exceptional educational opportunities with Western Michigan University, Kalamazoo College, and Kalamazoo Valley Community College all located within the city. The Kalamazoo Promise, which provides free college tuition to graduates of Kalamazoo Public Schools, exemplifies the city’s commitment to education.

Young professionals appreciate Kalamazoo’s vibrant downtown, featuring breweries, farm-to-table restaurants, and live music venues. The city is home to Bell’s Brewery, one of Michigan’s oldest and most renowned craft breweries. The Kalamazoo Mall, the nation’s first outdoor pedestrian shopping mall, offers unique retail experiences in a historic setting.

The city’s affordable housing market makes homeownership accessible to young professionals early in their careers. Kalamazoo’s strong healthcare sector, anchored by Bronson and Borgess medical centers, provides employment opportunities and quality healthcare services.

Related article

5 Most Affordable and Safe Places to Live in Michigan

Michigan offers a wealth of affordable, safe communities with distinct characteristics and amenities. From waterfront charm in Traverse City to academic vibrancy in East Lansing, these five cities demonstrate the diverse lifestyle options available throughout the Great Lakes State…

4. Grand Rapids

Grand Rapids is located in western Michigan along the Grand River. The Grand Rapids population has grown steadily, with a notable influx of young professionals attracted to the city’s combination of urban amenities and Midwestern affordability.

The population in Grand Rapids is diverse and relatively young, with a median age below the national average.

The median household income in Grand Rapids is $240,000, and the median home price is $243,500 (2025 estimates).

The unemployment rate is approximately 3.8% (2025), below the national and state averages, reflecting the region’s strong economy.

Grand Rapids offers several higher education options, including Grand Valley State University, Calvin University, Aquinas College, and Grand Rapids Community College, providing a range of educational paths for continuing education and professional development.

Young professionals are drawn to Grand Rapids for its thriving beer scene (earning the nickname “Beer City USA”), vibrant arts community highlighted by the annual ArtPrize competition, and diverse culinary offerings. The city’s downtown has experienced significant revitalization, with new apartments, restaurants, and entertainment venues.

The city’s Medical Mile, anchored by Corewell Health and the Van Andel Research Institute, provides numerous career paths in healthcare and biomedical research. Major employers like Steelcase, Meijer, and Amway offer diverse career paths. The nearby Lake Michigan shoreline, just 30 minutes away, provides beach access and outdoor recreation opportunities that enhance the city’s appeal for work-life balance.

Related article

3 Most Affordable and Safe Neighborhoods to Live in Detroit, Michigan

Detroit’s metropolitan area offers diverse options for those seeking affordability without compromising safety. New Center stands out with its rich history and vibrant community, while Bagley offers historic charm with strong community ties. Rivertown demonstrates Detroit’s urban renewal with waterfront living and downtown access…

5. Ann Arbor

Ann Arbor is located in southeastern Michigan, approximately 45 minutes west of Detroit. The population in Ann Arbor has shown consistent growth, particularly attracting educated young professionals seeking a combination of intellectual culture and quality of life.

The population in Ann Arbor is highly educated and relatively young, significantly influenced by the University of Michigan community.

The median household income in Ann Arbor is $497,848, and the median home price is $495,371 (2025 estimates).

The unemployment rate is notably low at 2.8% (2025), well below national and state averages.

Ann Arbor is home to the University of Michigan, one of the nation’s top public research universities, along with Concordia University Ann Arbor and Washtenaw Community College, creating an intellectually stimulating environment with continuous learning opportunities.

Young professionals thrive in Ann Arbor’s knowledge economy, with career options in technology, healthcare, research, and education. The city consistently ranks among the most educated in America, creating a dynamic environment for innovation and entrepreneurship. The downtown area features diverse dining options, independent bookstores, and unique shops, while the twice-weekly farmers market showcases local produce and artisanal goods.

Ann Arbor’s cultural scene includes the renowned Ann Arbor Art Fair, University Musical Society performances, and numerous festivals. The city’s commitment to sustainability and walkability appeals to environmentally conscious young professionals, with extensive parks, trails, and the Huron River providing outdoor recreation opportunities within city limits.

Related article

15 Essential Steps for Moving to a New City

If you’re moving to a new city, though, the process is even more complicated. Without the ability to make a quick trip here and there, you’ll need a detailed plan to keep everything running smoothly. This guide to relocation will help you make a plan and check all the boxes so your move will be as painless as possible…

Best Places to Live in Michigan for Families with Young Kids

The following cities offer excellent school systems, family-friendly amenities, safe neighborhoods, and community resources that make them ideal for families with children.

The cities are listed according to their HOMEiA score, from lowest to highest.

1. Troy

Troy is located in Oakland County in southeastern Michigan. The population in Troy has remained stable with slight growth in recent years, attracting families seeking excellent schools and a safe community environment.

The population in Troy is diverse and family-oriented, with approximately 25% of residents under 18.

The median household income in Troy is $380,000, and the median home price is $374,700 (2025 estimates).

The unemployment rate is low at approximately 3.1% (2025), below national and state averages.

Troy is served by the highly rated Troy School District, with numerous elementary, middle, and high schools consistently ranking among the best in Michigan. The district offers robust academic programs, including Advanced Placement courses and specialized STEM education.

Families appreciate Troy’s extensive parks system, including the 100-acre Troy Family Aquatic Center with water slides, splash pads, and swimming areas. The Troy Historic Village offers educational programs for children, while the Somerset Collection provides upscale shopping and dining options for families. The Troy Public Library features extensive children’s programming, including story time sessions, craft workshops, and summer reading programs.

The city’s low crime rates, excellent public services, and central location make it appealing for families, with easy access to workplaces throughout the Detroit metropolitan area while maintaining a suburban atmosphere conducive to raising children.

Related article

3 Most Affordable Neighborhoods to Live in Sterling Heights, Michigan

This article explores three of the most affordable neighborhoods in Sterling Heights, highlighting their distinctive features, amenities and overall livability for prospective residents…

2. Rochester Hills

Rochester Hills is located in northeast Oakland County, approximately 25 miles north of Detroit. The population has grown steadily, attracting families drawn to its excellent schools, parks, and safe neighborhoods.

The population in Rochester Hills is predominantly family-oriented, with about 26% of residents under 18.

The median household income in Rochester Hills is $395,000, and the median home price is $390,000 (2025 estimates).

The unemployment rate is approximately 2.9% (2025), well below national and state averages.

The Rochester Community Schools district serves Rochester Hills and is consistently ranked among the top school districts in Michigan. The district offers comprehensive educational programs, including extensive AP courses, strong performing arts, and competitive athletics.

Families enjoy the city’s extensive parks and recreation system, including the Clinton River Trail for biking and hiking, Bloomer Park with a velodrome and sledding hills, and numerous neighborhood parks with playgrounds and sports facilities. The Rochester Hills Public Library offers extensive children’s programming, while the nearby Meadow Brook Hall and Gardens provide cultural and educational experiences.

The city hosts numerous family-friendly events, including the Festival of the Hills which includes Michigan’s second-largest fireworks display. Downtown Rochester, while a separate municipality, provides Rochester Hills residents with charming boutiques, restaurants, and seasonal events like the Big, Bright Light Show during the holiday season.

Related article

23 Best Things to do in South Haven, Michigan

Michigan may be most known for Detroit and the automobile industry, but the state is much more. With 3,288 miles along the Great Lakes, it has the longest freshwater coast in the entire country. With so much coastline, there are bound to be many vacation communities nestled along the lake…

3. Okemos

Okemos is located just east of East Lansing in Ingham County. The Okemos population has grown moderately but steadily, attracting families seeking excellent schools and a community with suburban comfort and proximity to university resources.

The population in Okemos is highly educated and family-oriented, with approximately 27% of residents under 18.

The median household income in Okemos is $325,000, and the median home price is $320,000 (2025 estimates).

The unemployment rate is low at approximately 2.8% (2025), well below both national and state averages.

Okemos is served by Okemos Public Schools, consistently ranking among the top school districts in Michigan, with high test scores, graduation rates, and college attendance rates. The district offers diverse educational opportunities, including strong STEM programs, arts education, and numerous AP courses.

Families enjoy the numerous parks in the area, including Nancy Moore Park with its playground, trails, and sports fields, and Ferguson Park with a playground and outdoor exercise equipment, and easy access to the extensive trail system along the Red Cedar River. The Meridian Mall provides shopping, dining, and entertainment options for families. The nearby Michigan State University campus offers cultural and educational resources, including the Wharton Center for Performing Arts and the MSU Museum.

The community’s strong focus on education, with its safe neighborhoods and proximity to the resources of both Lansing and East Lansing, makes Okemos particularly attractive to families employed in education, government, healthcare, and technology sectors.

Related article

The 9 Best Places to Live in Indiana in 2025

When young professionals are looking for a place to settle down, Indiana is often overlooked. The “Hoosier State” can sometimes take a back seat to places like Texas, New York, and California. But with a diverse economy, friendly citizens, good education, and a multitude of lovely cities and towns, Indiana has a lot to offer…

4. Grand Rapids

Grand Rapids is located in western Michigan along the Grand River. The population in Grand Rapids has grown steadily, with many families drawn to the city’s combination of urban amenities, strong neighborhoods, and Midwestern values.

The population in Grand Rapids is diverse and includes a substantial percentage of families with children, with approximately 24% of residents under 18.

The median household income in Grand Rapids is $240,000, and the median home price is $243,500 (2025 estimates).

The unemployment rate is approximately 3.8% (2025), below national and state averages.

Grand Rapids Public Schools offers numerous educational options, including theme schools, centers of innovation, and the Grand Rapids Public Museum School. The city also hosts several well-regarded charter and private schools, giving families diverse educational choices.

Families appreciate Grand Rapids’ numerous family-friendly attractions, including the Children’s Museum, John Ball Zoo, and Frederik Meijer Gardens & Sculpture Park. The city also features extensive parks and recreation facilities, such as Millennium Park with its beach and splash pad, and the Blandford Nature Center, which provides environmental education programs for children.

The city’s strong healthcare system, anchored by Corewell Health Helen DeVos Children’s Hospital, provides excellent pediatric care. Grand Rapids’ combination of cultural amenities, outdoor recreation opportunities, strong neighborhoods, and reasonable cost of living makes it increasingly popular with families seeking an urban environment with Midwestern values and affordability.

Related article

10 Important Things You Should Prepare for Long-Distance Moving

Moving long distances can be exciting, like an adventure of a lifetime. There is nothing as interesting and energizing as trying out new things and having the opportunity for a fresh start. But let’s be honest: moving is more complex than getting into a car or a bus and leaving for a new place…

5. Ann Arbor

Ann Arbor is located in southeastern Michigan, approximately 45 minutes west of Detroit. The Ann Arbor population has grown consistently, attracting families drawn to its excellent schools, intellectual environment, and high quality of life.

The Ann Arbor population includes a substantial number of families, with approximately 17% of residents under 18.

The median household income in Ann Arbor is $497,848, and the median home price is $495,371 (2025 estimates).

The unemployment rate is notably low at 2.8% (2025), well below national and state averages.

Ann Arbor Public Schools consistently ranks among the top school districts in Michigan and nationally, with high achievement scores, graduation rates, and college attendance. The district offers comprehensive educational programs, including International Baccalaureate, extensive AP courses, and specialized programs in STEAM, performing arts, and languages.

Families enjoy Ann Arbor’s abundant parks and recreation facilities, including the Hands-On Museum for interactive learning, Gallup Park with boat rentals and playgrounds along the Huron River, and Nichols Arboretum (“The Arb”) provides 123 acres of gardens and natural areas. The Ann Arbor District Library system includes extensive children’s programming across five branches.

The city hosts numerous family-friendly events, including the Ann Arbor Summer Festival, featuring free outdoor performances and activities for children. The University of Michigan provides families access to collegiate sporting events, museums, and cultural experiences. Ann Arbor’s walkable neighborhoods, excellent healthcare options, and safety record make it a premium choice for families prioritizing education and quality of life.

Best Places to Retire in Michigan

The following cities offer appealing retirement lifestyles with quality healthcare, recreational opportunities, reasonable cost of living, and amenities suited to seniors seeking active, comfortable living.

The cities are listed according to their HOMEiA score, from lowest to highest.

1. Holland

Holland is located on Lake Michigan’s eastern shore in western Michigan. The population in Holland has grown steadily, with a substantial increase in retirees drawn to its charming downtown, cultural heritage, and lakefront setting.

The population in Holland includes a growing percentage of seniors, with approximately 18% of residents over the age of 65.

The median retirement income in Holland is approximately $65,000, and the median home price is $290,000 (2025 estimates).

The overall cost of living remains below the national average, making fixed incomes stretch further.

Holland offers excellent healthcare options, including Holland Hospital and numerous specialist practices affiliated with the Corewell Health system. The proximity to Grand Rapids provides access to comprehensive medical centers for specialized care.

Retirees appreciate Holland’s walkable downtown, featuring unique shops, galleries, and a variety of restaurants, along with the spectacular Holland State Park beach on Lake Michigan. The world-famous Tulip Time Festival celebrates the city’s Dutch heritage each spring with parades, traditional dancing, and millions of tulips in bloom throughout the city.

The community offers a variety of activities for seniors through the Evergreen Commons senior center, providing fitness classes, continuing education, travel opportunities, and social events. Holland’s snow-melt system, which heats downtown sidewalks during winter, makes the city particularly accessible for seniors year-round. The moderate lake-effect climate produces cooler summers and milder winters than inland locations.

Related article

The Pros and Cons of Living in Wisconsin

Wisconsin offers diverse living options for everyone, from emerging professionals, to growing families, to good-living retirees. With its affordable cost of living, natural beauty, and strong communities, the Badger State is definitely an attractive option for relocation. Whether you prefer urban amenities in Milwaukee and Madison or the tranquil settings of Door County and the Northwoods, Wisconsin provides something for every lifestyle…

2. Traverse City

Traverse City is located at the southern end of Grand Traverse Bay in northern Michigan. The population in Traverse City experiences seasonal fluctuations but has shown consistent growth, particularly among retirees drawn to its natural beauty and recreational opportunities.

The population in Traverse City includes a substantial percentage of seniors, with approximately 21% of residents over the age of 65.

The median retirement income in Traverse City is approximately $68,000, and the median home price is $355,000 (2025 estimates).

While housing costs have risen significantly in recent years, the overall quality of life continues to attract retirees.

Traverse City offers excellent healthcare facilities, anchored by Munson Medical Center, a regional healthcare hub providing comprehensive services including specialized cardiac and cancer care. The PACE (Program of All-inclusive Care for the Elderly) program offers integrated care for seniors who need support to remain independent.

Retirees enjoy Traverse City’s spectacular natural setting with Grand Traverse Bay, numerous inland lakes, and rolling hills covered with vineyards and cherry orchards. The area boasts over 40 wineries, creating opportunities for tastings and tours. The historic State Theatre, home to the Traverse City Film Festival, and the City Opera House provide year-round cultural programming.

The region’s four distinct seasons offer diverse recreational opportunities, from boating and beach activities in summer to skiing at nearby resorts in winter. The TART Trail system provides miles of paved paths for walking and cycling, while the Senior Center Network offers numerous activities and programs specifically designed for older adults.

Related article

5 Most Affordable and Safe Places to Live in Wisconsin

Whether you are seeking waterfront views, vibrant city life, or peaceful small-town charm, Wisconsin provides affordable, safe options for individuals, families, and retirees. From the banks of The Mighty Mississippi to the shores of Lake Michigan, from the beaches of Lake Superior to the rolling bluffs of the Driftless Region, different parts of Wisconsin offer distinct flavors and lifestyles…

3. Midland

Midland is located in central Michigan at the confluence of the Tittabawassee and Chippewa Rivers. The population in Midland has remained relatively stable, with a growing percentage of retirees attracted to the city’s amenities, cultural offerings, and reasonable cost of living.

The Midland population includes an increasing number of seniors, with approximately 19% of residents over 65.

The median retirement income in Midland is approximately $70,000, and the median home price is $228,219 (2025 estimates).

The combination of affordable housing and below-average cost of living makes Midland particularly attractive for retirees on fixed incomes.

Midland offers excellent healthcare options centered around MyMichigan Medical Center Midland, a comprehensive healthcare facility with specialized services in cardiac care, cancer treatment, and orthopedics. The city’s Senior Services organization provides extensive programs, including care coordination, in-home support, and wellness activities.

Retirees appreciate Midland’s distinctive cultural amenities, including Dow Gardens with 110 acres of botanical gardens and the connected Whiting Forest featuring the nation’s longest canopy walk. The Midland Center for the Arts combines two museums, two performance venues, and art studios, offering diverse programming year-round.

The city’s extensive trail system includes the Pere Marquette Rail Trail, a 30-mile paved path ideal for walking and cycling. Midland’s commitment to accessibility and walkability, exemplified by its status as a Community for a Lifetime designated by the Michigan Aging and Adult Services Agency, makes it particularly accommodating for seniors aging in place.

Related article

10 Best Places to Live in Wisconsin

Wisconsin is a friendly and casual place to enjoy all four seasons. Best known for its dairy farms and pro sports, it is also home to tech companies and a world-class research university. We assign a HOMEiA Score for each city, which provides an overall assessment of its safety and appeal as a place to call home…

4. Big Rapids

Big Rapids is located in central Michigan along the Muskegon River. The population in Big Rapids has shown moderate growth, with an increasing number of retirees drawn to its college-town atmosphere, outdoor recreation, and affordable living.

The population in Big Rapids includes a growing percentage of seniors, with approximately 16% of residents over 65, alongside the student population from Ferris State University.

The median retirement income in Big Rapids is approximately $63,000, and the median home price is $198,556 (2025 estimates).

The significantly below-average cost of living makes Big Rapids an excellent option for retirees seeking to maximize their retirement funds.

Big Rapids offers quality healthcare through Corewell Health Big Rapids Hospital, providing comprehensive services including emergency care, surgery, and specialized clinics. The Mecosta County Commission on Aging offers numerous support services for seniors, including transportation, meals, and activities.

Retirees enjoy the intellectual stimulation offered by Ferris State University, with opportunities for continuing education, cultural events, and sporting activities. The Muskegon River offers excellent fishing, kayaking, and scenic views, while the Fred Meijer White Pine Trail provides 92 miles of recreational paths for walking and cycling.

The community’s small-town charm and university resources create a unique environment for active retirees. Regular farmers markets, community festivals, and arts events provide social opportunities, while the surrounding rural landscape offers tranquility and natural beauty with the conveniences of a small city.

Related article

30 Best Packing Tips for Moving to a New City

How do you get everything safely from Point A to Point B on a tight schedule? With a lot of planning. Here are our best tips to make the process of moving to a new city as smooth as possible…

5. Iron Mountain

Iron Mountain is located in Michigan’s Upper Peninsula near the Wisconsin border. Iron Mountain’s population has remained stable, with many retirees attracted to its outdoor lifestyle, affordable living, and tight-knit community.

Iron Mountain has a significant senior population, with approximately 22% of residents aged 65 and older.

The median retirement income in Iron Mountain is approximately $60,000, and the median home price is $168,817 (2025 estimates).

The significantly below-average cost of living, especially housing, makes retirement savings stretch further.

Iron Mountain offers quality healthcare through the Marshfield Medical Center-Dickinson, providing comprehensive services with specialized care in cardiology, orthopedics, and cancer treatment. The Dickinson-Iron Community Services Agency provides numerous senior support programs, including nutrition services, transportation, and in-home assistance.

Retirees appreciate Iron Mountain’s exceptional outdoor recreation opportunities, including Pine Mountain Resort for skiing, Lake Antoine for fishing and boating, and numerous trails for hiking and snowmobiling. The nearby Piers Gorge offers spectacular river views, while the Iron Mountain Iron Mine provides historical interest.

The community’s small-town atmosphere fosters strong social connections, with active senior centers offering programs, trips, and activities. The moderate cost of living, combined with Michigan’s tax exemptions for pension income and Social Security benefits, makes Iron Mountain particularly tax-friendly for retirees seeking to maximize their retirement dollars while enjoying four-season recreation.

Conclusion

Michigan offers diverse communities to match any lifestyle, from vibrant cities to tranquil lakeside towns. Whether seeking career opportunities, family-friendly neighborhoods, or a peaceful retirement, the Great Lakes State provides affordable options with unique attractions and natural beauty. As you consider making Michigan your home, weigh the pros and cons specific to your situation, visit potential communities, and discover the perfect Michigan location for your next chapter.

Related article

10 Most Affordable Places to Live in Ohio

Ohio is commonly referred to as “the heart of it all,” and for good reason. The state of Ohio sits centrally on the eastern side of the United States, and almost 50% of the United States’ population is within 500 miles of Ohio’s capital, Columbus.