3 Most Affordable and Safe Neighborhoods to Live in Wilmington, Delaware

Wilmington, Delaware’s largest city, is a wonderful mix of historic charm and urban renewal. Located 30 minutes outside of Philadelphia, some call it a “mini-Philly.” Home to around 72,000 people, Wilmington is part of the greater Delaware Valley metro area, the 8th largest metropolitan region in the United States.  

The cost of living is about 89.9% of the national average. The city offers diverse neighborhoods in markets of varying price points, making it accessible to different income levels. Housing here costs less than the national average, and despite some rough edges, neighbors still greet you on the stoop.  

Delaware has a graduated tax rate ranging from 2.2% to 5.55% on income under $60,000. The maximum income tax rate is 6.60% on income of $60,000 or over, making it competitive among mid-Atlantic states.  

If you’re looking for a place with character and where people still nod at each other on the sidewalk, you’re looking in the right place. The city is built on a foundation of old industry, but the future is creeping in, one new cafe and craft brewery at a time. Economic opportunity, cultural amenities, and location make Wilmington a viable choice for those seeking an affordable experience on the East Coast. 

No city is perfect. It’s a matter of discovering the neighborhoods offering affordability, safety, and a clear sense of place. We’re talking about Trolley Square, The Triangle, and Riverfront. Why do they stand out? Well, they’re more than safe and affordable… they have a heartbeat.

1. Riverfront 

A. Employment: Riverfront benefits from its strategic location and ongoing development. The neighborhood provides exceptional access to Wilmington’s central business district. The neighborhood itself hosts several employers including restaurants, entertainment venues, and retail businesses that provide local jobs. Professionals who live in Riverfront are mainly employed in financial services, healthcare, the legal sector, and creative industries.

I-95 is convenient for commuting, especially if you work in Philadelphia. Public transportation will save you the drive and is available throughout the area. Wilmington train station makes for stress-free commuting, while the quiet, safe, and clean environment ensures a high standard of living. Ongoing development continues to expand the local job market, with new commercial spaces attracting businesses in technology, professional services, and hospitality. Economic diversity continues to create avenues for residents with an array of skills.

B. Safety: Riverfront has emerged as one of Wilmington’s safest urban neighborhoods, with some of the lowest crime rates in the city. Thoughtful development means new and active security measures, and it shows.

In Riverfront, there is about 60 percent less crime than the Wilmington average, making it much safer than urban alternatives. Recent development has incorporated modern security features including well-lit public areas, surveillance systems, and controlled-access residential buildings. This security profile represents an important factor in the neighborhood’s growing popularity among young professionals, empty nesters, and others seeking urban amenities without compromising personal safety. 

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C. Healthcare: One of Riverfront’s most appealing features is its access to healthcare. Its location allows for a quick trip to Wilmington Hospital, about a mile from the neighborhood. Of course, you’ll find specialty practices and urgent care in the area as well.

D. Education: The Riverfront neighborhood lies within the Christina School District. Delaware Technical Community College and Wilmington University are nearby. Delaware College of Art and Design in downtown Wilmington focuses on creative fields.

E. Amenities: Riverfront offers exceptional amenities centered around its waterfront location along the Christina River. The Riverwalk provides recreational space for leisure walking, jogging, and cycling. The Chase Center on the Riverfront hosts conferences, exhibitions, and special events that bring cultural opportunities directly to the neighborhood. Dining options include both casual establishments and upscale restaurants, with options ranging from pub fare to innovative cuisine.

The Riverfront neighborhood stands out for its superb walkability, having a wide variety of amenities and attractions within easy reach. From a bustling restaurant scene with popular spots like Del Pez, Constitution Yards, the Big Fish Grill, and the local Starbucks, to chic boutiques and unrivaled arts options, there’s something to discover around every corner.  

The Constitution Yards Beer Garden provides seasonal outdoor entertainment, while the Delaware Children’s Museum offers educational programming for families. Frawley Stadium, home to the Wilmington Blue Rocks minor league baseball team, brings professional sports to the neighborhood. The Penn Cinema Riverfront provides entertainment options including first-run films and specialty screenings. These diverse amenities create a vibrant urban environment that supports various lifestyle preferences and interests.  

The neighborhood brims with energy and excitement throughout the year through activities and events. Picture yourself enjoying a movie night at the local IMAX theatre, cheering during a baseball game at Blue Rocks stadium, attending concerts, or unwinding with a stroll around the Russell W. Peterson Urban Wildlife Refuge or the expansive parks. Riverfront is an entertainment hub for all moods and interests.

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F. Unique Attributes: Riverfront is not stuck in the past. Once an industrial zone, it’s now a sleek, walkable waterfront district that makes it one of Wilmington’s most desirable places to live. This vibrant mixed-use community represents Wilmington’s most significant urban renewal success. It’s where young professionals, empty nesters, and transplants end up when they want an active life without city grime. Riverfront is up-and-coming, and if you get in now, you’ll have bragging rights when the rest of the world finally catches on.

Housing mainly consists of modern apartments and condominiums with waterfront views and luxury amenities that attract professionals seeking urban lifestyles. Buildings like The Residences at Christina Landing provide high-end features including concierge services, fitness facilities, and communal spaces that enhance residential experiences.  

The waterfront location offers recreation including kayaking, paddle boarding, and fishing directly from the neighborhood. These activities connect residents with Wilmington’s natural environment. Riverfront’s ongoing development ensures that the neighborhood continues evolving, with each phase bringing new amenities and opportunities. This dynamic character attracts residents who value innovation and appreciate participating in a community that continues to define its identity through thoughtful growth and development.  

Of course, the Riverfront shines when the sun goes down, becoming an exciting tapestry of city lights and river reflections – a spectacular view enjoyed right from the comfort of your home. Through a blend of modern convenience and riverfront charm, this neighborhood represents the best of what Wilmington has to offer. 

Residents love the idea of comfortable city living with everyday convenience. Riverfront is more than just a place to live, it’s a place to call home. 

2. The Triangle  

The Triangle is tree-lined streets, century-old row homes, and neighbors who say hello. It’s family-friendly but not boring. Diverse, but tight-knit. It’s where people take care of their porches and you’ll still see kids riding bikes outside. 

Housing features well-preserved homes from the early to mid-20th century, and many properties have kept original details like hardwood floors, built-in cabinetry, and distinctive moldings. If you love row homes, you’ll love the Triangle, where more than 35% of residential real estate falls under the attached housing classification. Home prices are reasonable, with a median home price of $359,526, although it’s still possible to find a solid home under $250K.  

The Triangle neighborhood stands out on a national scale for the sheer concentration of historic residences it contains: 55.5% of the residential real estate here was built from 1939 or earlier, some much earlier. This is a greater concentration of historic homes than 95.3% of the neighborhoods in the United States.

A. Employment: The Triangle has a healthy job market due to its location and convenience. One of the benefits of living here is having a short commute to major employers in healthcare, education, government, and financial services. Many people work in downtown Wilmington’s financial district because of its easy access without the hassle – you can be there in 10 minutes. Healthcare professionals have Christiana Care Health System facilities nearby. Small businesses also thrive here, creating local jobs in retail, food service, and professional services. If you dream of riding your bike to work, this neighborhood may be your cup of tea. Of course, another way of commuting is not to. In the Triangle neighborhood, more than 30% of people work from home. Up for a weekend getaway after the work week? You’re right next to I-95.

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B. Safety: The Triangle is one of Wilmington’s safest residential areas, and has been described as “a good, safe place to raise a family.” Property crime rates in The Triangle are far below city averages, with home security systems and neighborhood watch programs providing additional protection. Being a family-oriented community contributes to its safety profile, as residents keep vigilance and have a habit of voicing security concerns. Well-maintained properties, adequately lit streets, and proactive involvement create an environment of security even during evening walks. Local police have a positive rapport with the community and are responsive without affecting local character.

C. Healthcare: Healthcare access in The Triangle benefits from its central location in Wilmington. While there are no major medical facilities within neighborhood boundaries, residents enjoy easy access to comprehensive healthcare services nearby. Wilmington Hospital is about 1.5 miles from The Triangle. Close by, private medical practices and specialty clinics address a multitude of healthcare needs without the need to travel far. Preventive care such as fitness facilities and wellness programs, complement traditional medical resources. Other services, including specialized care for seniors, enhance healthcare availability to Triangle residents.

D. Education: Triangle residents will benefit from the presence of well-regarded public and private institutions. The Red Clay Consolidated School District offers several elementary, middle, and high schools for neighborhood residents. Private alternatives include Wilmington Friends School and Padua Academy for families seeking specialized instruction.

Here in The Triangle, education is a community priority for parents who actively engage in school governance and support. Nearby higher education institutions include Delaware Technical Community College and Wilmington University. The focus on education gives locals decent options for all stages of learning.

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E. Amenities: The Triangle is designed to be walkable, giving residents a boost to daily life, with access to coffee shops, restaurants, and small businesses. Running daily errands on foot is a no-brainer, and locals love this. Green spaces feature an abundance of recreation for all ages. Brandywine Park is in your backyard, and if you’ve got a dog, you’ll both be happy about it. For those craving a bit of cultural influence, The Delaware Art Museum is within walking distance. Also close by is the Brandywine Zoo, where a day’s outing with the family is sure to please all ages.

Public transportation connections via DART buses facilitate travel in and around Wilmington. The neighborhood’s central location means that many urban amenities are accessible within minutes, combining convenience with the tranquility of residential living. 

F. Unique Attributes: The Triangle is low-key and residential. You don’t move here for the nightlife. You move here because you want affordability and stability without sacrificing convenience. Rent here is cheaper than Trolley. It’s the kind of place where you put down roots. The neighborhood gets its name from its triangular shape, bounded by major streets that create a natural enclave within an urban landscape. This has fostered a strong neighborhood identity that residents actively maintain through community organizations and events.

Multigenerational character creates an environment where longtime residents and newcomers interact regularly, preserving community knowledge and traditions. Locals describe the area as having “neighborly love,” a sign of the supportive atmosphere. Historic architecture and a neighborly vibe make it great for families seeking urban living without giving up residential tranquility. You might get to know your neighbors here. Shocking, I know.

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3. Trolley Square 

What sets Trolley Square apart is its mix of historic character and urban vibrancy. The neighborhood is named after the trolley barn that once served Wilmington’s streetcar system. Today, history is preserved through architectural details and community traditions. A wonderful blend of neighbors includes young professionals, established families, and longtime residents who create a cohesive community atmosphere and dynamic culture. It’s a friendly atmosphere with a small-town feel. 

A. Employment: Trolley Square is close to downtown Wilmington, meaning a short commute to some major employers. Wilmington’s business district is a hub for major companies like JP Morgan Chase, Bank of America, and Chemours. Christiana Care Health System is another major local employer for healthcare professionals. Legal and government jobs are local with the New Castle County Courthouse and law firms. Trolley Square is a commutable distance to Philadelphia via I-95 or rail service. This plays a big role in the neighborhood’s popularity among young working professionals.

B. Safety: Trolley Square is among Wilmington’s safest neighborhoods. As one of the safest spots in town, people aren’t afraid to go out at night. Community engagement is proactive, with residents keeping a watchful presence. Crime is mostly limited to random car thefts and the like, while violent crime is not the norm. The area’s walkable nature and well-lit streets naturally enhance security. Police are present, but not overwhelmingly so. Here, residents feel comfortably safe.

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C. Healthcare: Good healthcare is a plus for Trolley Square residents. Wilmington’s primary medical facilities, including Wilmington Hospital (part of the Christiana Care Health System), are about a mile away. Private practices, specialty clinics, and urgent care facilities operate in and around the neighborhood. The area’s walkability means it’s possible to walk to medical appointments, a valuable benefit for older residents or those with mobility challenges. Trolley Square is appealing to people who enjoy a healthy and active lifestyle. Within walking distance, you have tennis courts, a yoga studio, a bike shop, and a local food market.

D. Education: Trolley Square is in the Brandywine School District. Wilmington Friends School, a highly regarded Quaker institution, is an option for those looking to go private. Wilmington University, Delaware College of Art and Design, and Delaware Technical Community College are all local schools of higher education. Adult education programs and professional development courses are also available, contributing to the neighborhood’s reputation as an intellectually vibrant community.

E. Amenities: Trolley Square is vibrant and popular. A lively atmosphere surrounds the restaurants and cafes, including Kelly’s Logan House, Crow Bar, and De La Coeur Café.

Brandywine Park and Zoo, with river views and just enough green space to make you forget you live in a city. The Delaware Art Museum is nearby for cultural enrichment and community events throughout the year. If you want to shop, head to the local boutique retailers and specialty food shops. Public transportation via DART buses service Wilmington and surrounding areas. Convenience and quality of life coexist here.

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F. Unique Attributes: Trolley Square is where Wilmington shakes off its workday uniform and loosens its tie. It’s where bankers rub shoulders with tattooed bartenders, where live music spills onto the street, and where you can still find a real pint of Guinness poured by someone who knows what they’re doing. It’s a neighborhood disguised as a social scene. By day, Trolley is a mix of young professionals, old Wilmington families, and newcomers lured in by its reputation as the city’s most walkable, liveable area.

Trolley Square’s streets are lined with brownstones, historic homes, and the occasional ultra-modern loft conversion. This architectural diversity creates distinctive streetscapes that residents consistently cite as part of the neighborhood’s appeal. The area’s walkability score exceeds 90, placing it among the most pedestrian-friendly neighborhoods in Wilmington. This supports environmental sustainability, fosters community, and enhances quality of life. Healthy dining and organic foods are a sign of the wellness vibe in Trolley. 

Conclusion  

Wilmington’s future is in its neighborhoods. Diverse options offer affordability without compromising safety. While not perfect, it’s real. In neighborhoods like Trolley Square, the Triangle, and Riverfront, you’ll find something rare… character, history, and a fighting chance at promising iterations. This vibrancy comes with a sense of community. Affordability, safety, and lifestyle are features of Wilmington that provide compelling residential options amid its ongoing urban renaissance.