Moving to Tennessee: THE Complete Relocation Guide & Checklist

Hey y’all! Thinking about making the move to Tennessee? Welcome to the Volunteer State – where the people are friendly, the scenery is stunning, and the living is easy. I’ve called Tennessee home for most of my life, and I can tell you, there’s a reason folks keep flocking here. Whether you’re drawn by our booming job market, affordable cost of living, or the promise of Southern hospitality, you’ll find plenty to love about relocating to Tennessee.

This comprehensive Tennessee moving guide is your one-stop resource for everything you need to know before you make the move – from the cost of living and job market to the best places to live and how to settle in. Whether you’re dreaming of Nashville’s vibrant music scene, Chattanooga’s outdoor adventures, or the quiet charm of a small Tennessee town, we’ll help you make an informed decision about your Tennessee relocation.

Mission Table: How This Guide Helps You Relocate to Tennessee

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Living in Tennessee: A Visitor’s Guide for Prospective Residents

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1. What Is It Really Like to Live in Tennessee?

A. Tennessee Culture & Lifestyle

Living in Tennessee means experiencing a unique blend of Southern hospitality, rich history, and modern innovation. We’re famous for our friendly, welcoming attitude—whether you’re in Nashville, Memphis, or a small town in the Smokies, you’ll find neighbors who look out for each other and a strong sense of community that makes Tennessee living special.

Tennessee’s culture is shaped by a mix of Appalachian, African American, and Southern influences, among others. You’ll find everything from historic Civil War sites and Civil Rights landmarks to vibrant arts districts and world-class universities like Vanderbilt and the University of Tennessee. The state’s motto, “Agriculture and Commerce,” reflects our values and our commitment to progress, making Tennessee an ideal place for families and professionals alike.

B. Food Scene: Southern Comfort and Global Flavors

If you’re used to fast food or bland chain restaurants, get ready for a whole new world of flavors when you move to Tennessee. Tennessee’s food scene is a delicious mix of Southern comfort food and international cuisine. Here are some local favorites that make Tennessee living delicious:

• Hot Chicken: A Nashville specialty—fried chicken with a spicy kick, best enjoyed with pickles and white bread at famous spots like Prince’s, Bolton’s, or Hattie B’s.
• Barbecue: Memphis is famous for its slow-smoked ribs and pulled pork, while Nashville and Chattanooga offer their own twists on the classic Tennessee BBQ.
• Meat and Three: A Southern tradition—choose a meat and three sides, like fried chicken, mac and cheese, collard greens, and cornbread.
• Goo Goo Clusters: A Nashville-born candy bar made with caramel, marshmallow, and peanuts—a true Tennessee treat.
• MoonPies: Chattanooga’s iconic treat, perfect with a glass of RC Cola and a staple of Tennessee culture.
• Jack Daniel’s Whiskey: a staple international whiskey from the oldest registered distillery in the United States.

You’ll also find international cuisine in many Tennessee cities including Nashville’s Lyra and Chauhan Ale & Masala House and Memphis’s eclectic eateries which were some of Elvis’ favorites. Don’t miss the chance to try a fresh biscuit or a slice of pecan pie—it’s a rite of passage for Tennessee newcomers.

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C. Festivals, Music, and Arts

Tennessee’s arts and culture scene is thriving, making it one of the best states for entertainment and cultural activities. Nashville is known as Music City, with world-class venues like the Grand Ole Opry and the Country Music Hall of Fame. Memphis is the birthplace of blues and rock ‘n’ roll, with must-see spots like Beale Street and Graceland.

Festivals are a big part of Tennessee life. Some highlights include:

• CMA Fest: Nashville’s massive country music festival, held every June, attracting visitors from around the world.
• Memphis in May: A month-long celebration of music, food, and culture that showcases the best of Tennessee.
• Bonnaroo Music and Arts Festival: A legendary event in Manchester, drawing fans from around the world to Tennessee.
• Riverbend Festival: Chattanooga’s annual music festival on the Tennessee River, perfect for families and music lovers.
• Dickens of a Christmas: Middle Tennessee’s largest outdoor Christmas festival in historic Franklin.
• Professional Sports: Tennessee has several professional teams including: Memphis Grizzlies, Nashville Predators, Tennessee Titans, and Nashville SC. Plus big SEC sports teams at Vanderbilt and University of Tennessee

Beyond music, Tennessee cities offer a wealth of cultural amenities, including museums, theater companies, and art galleries. The Frist Art Museum in Nashville and the Hunter Museum of American Art in Chattanooga are must-sees for art lovers relocating to Tennessee.

D. Outdoor Life & Recreation

If you love the outdoors, Tennessee is the perfect place to call home. Tennessee offers some of the best outdoor recreation in the Southeast:

• Hiking and Biking: The Great Smoky Mountains National Park, the Appalachian Trail, and countless Tennessee state parks offer scenic trails for all skill levels.
• Fishing and Boating: Crystal-clear lakes and rivers, including Center Hill Lake, Norris Lake, and the Tennessee River provide endless water recreation.
• Camping and Wildlife Watching: Tennessee state parks and wildlife areas throughout the state offer incredible opportunities for nature lovers like David Crockett State Park.
• Winter Sports: Skiing and snowboarding in the Smokies, though Tennessee winters are generally mild and perfect for year-round outdoor activities.

E. Weather & Climate

Tennessee’s weather is as varied as its landscape, making it comfortable for year-round living. Here’s what to expect when you move to Tennessee:

• Summers: Warm and humid, with temperatures often reaching the upper 80s and 90s—perfect for lake activities, outdoor festivals, and splashpads for kids.
• Winters: Mild, with occasional cold snaps and rare snowfall. Highs in January average in the mid-40s, with lows around 30°F.
• Spring and Fall: Short but beautiful seasons, with crisp air and colorful foliage that makes Tennessee one of the most scenic states. You have to drive the historic Natchez Trail in the fall. 

The state gets plenty of precipitation year-round, keeping Tennessee green and lush, so you’ll have lots of opportunities to enjoy the outdoors in every season. Residents feel Spring sprouts weeks before many Northern states. 

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2. Cost of Living & Affordability in Tennessee

Tennessee’s cost of living is about 10% lower than the national average, making it one of the most affordable states in the country for relocation. This affordable Tennessee living is a major draw for families, retirees, and young professionals. Here’s what you need to know about Tennessee living costs:

A. Housing Market Overview

Housing is the biggest expense for most Tennessee newcomers, but in Tennessee, it’s a bargain compared to many other states. The median home price is about $40,000 below the national average at about $388,900, but you’ll find plenty of affordable Tennessee housing options well below that in smaller towns and rural areas. Here’s a snapshot of typical housing costs in some of Tennessee’s most popular cities for relocation:

Notes:

• Rent values are current median monthly rates, making the Tennessee rental market very competitive.
• Home prices are current market rates and may vary by neighborhood within Tennessee cities.
• Average rent for all bedrooms and property types in Tennessee is about $1,595.

B. Utilities and Daily Expenses

Tennessee utilities are managed by local providers. Electricity and gas are usually through local utilities, and water is managed by the city. Internet options include Comcast, AT&T, and local Tennessee providers.

C. Groceries and Transportation Costs

Tennessee groceries are about 2% lower than the national average, with monthly food costs around $346 per person. Transportation costs are about 11% lower than the national average, with gas prices usually around $3.00–$3.50 per gallon. Public transit is available in Nashville, Memphis, and Chattanooga, but most Tennesseans rely on cars for daily life in this car-friendly state.

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3. Jobs, Economy, and Career Opportunities

Tennessee’s economy is strong and diverse, with job growth outpacing the national average in many sectors. The unemployment rate is currently about 3.2%, which is lower than the national average. Here’s what you need to know about working in Tennessee and the Tennessee job market:

A. Major Industries and Employment Sectors

Tennessee offers career opportunities in diverse industries that make it attractive for professional relocation:

• Manufacturing: Nissan, Volkswagen, and Eastman Chemical Company are major Tennessee employers, producing everything from cars to chemicals.
• Healthcare: HCA Healthcare, Community Health Systems, and Vanderbilt University Medical Center are key players in the Tennessee healthcare sector, offering jobs in nursing, administration, and medical technology.
• Automotive: General Motors, Nissan, Bridgestone, and Hankook Tire have major Tennessee plants, creating jobs in engineering, production, and quality control.
• Technology: Asurion, Medtronic, and EPB are growing fast in the Tennessee tech sector, especially in Nashville and Chattanooga.
• Education: Public and private schools, colleges, and universities are major Tennessee employers.
• Logistics and Distribution: Tennessee’s central location makes it a hub for shipping and warehousing companies.

B. Metropolitan Job Markets

Here’s a quick look at the job markets in some of Tennessee’s biggest cities for career-focused relocation:

Insight: Nashville is one of the fastest-growing job markets in the nation, with significant job growth since the pandemic and numerous job openings available. The city’s healthcare, tech, and music industries are booming, making it a top destination for young professionals and families considering Tennessee relocation.

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4. Education Excellence in Tennessee

Tennessee’s education system is strong, with a mix of public, private, and charter schools, as well as a robust network of colleges and universities that make it attractive for families relocating to Tennessee.

A. Public School System Performance

Tennessee’s public schools are making meaningful gains, with students outperforming the national average in reading and math. Recent Nation’s Report Card data shows that 32% of tested students scored as proficient, a four-point increase from previous years and above the national average of 29%. The state is investing in teacher support and classroom resources, and many Tennessee school districts are consistently ranked among the nation’s best.

B. Higher Education Institutions

Tennessee is home to some of the country’s top universities, making it ideal for students and families:

• University of Tennessee (Knoxville): The flagship public research university.
• Vanderbilt University (Nashville): A prestigious private research university.
• Middle Tennessee State University (Murfreesboro): One of the largest undergraduate universities in the state.
• University of Memphis: A major public research university.
• East Tennessee State University (Johnson City): Known for strong healthcare and education programs.
• Belmont University (Nashville): A top choice for music and business programs.

There are also dozens of Tennessee community colleges and technical schools, making it easy to find affordable pathways to higher education in Tennessee.

5. Tennessee Tax Structure

Tennessee’s tax structure is straightforward and generally favorable for residents, making it a tax-friendly state for relocation:

• State Income Tax: 0% on wages and salaries. There is a 1–2% tax on interest and dividends, but most Tennessee residents pay no state income tax.
• Sales Tax: 7% state rate, plus local add-ons (average combined rate: 9.75% in Nashville).
• Property Tax: Average effective rate is about 0.58% of assessed value (among the lowest in the U.S.).

Insight: Tennessee’s lack of a state income tax is a major perk for relocation, especially for retirees and high earners. Property taxes are low, and sales taxes are offset by the state’s affordable cost of living.

6. Best Places to Live in Tennessee: City-by-City Guide

A. Nashville: Music City and Economic Hub

Nashville is the heart of Tennessee, with a vibrant arts scene, great restaurants, and easy access to parks and trails. Nashville offers the best of urban Tennessee living.

Advantages: Strong job market, cultural diversity, excellent schools, newly built homes, top ranked medical hospitals, access to outdoor recreation.
Considerations: Rising housing costs, traffic, and urban sprawl.

B. Memphis: Historic Charm and Riverfront Living

Memphis is known for its historic neighborhoods, lively arts scene, and stunning Mississippi River views, making it perfect for history lovers relocating to Tennessee.

Advantages: Affordable, friendly, good schools, access to nature, strong music scene.
Considerations: Smaller job market, hot summers.

C. Chattanooga: Outdoor Adventure and Tech Innovation

Chattanooga offers a cool mountain climate, a lively downtown, and easy access to outdoor recreation, perfect for active families.

Advantages: Beautiful scenery, outdoor recreation, strong sense of community, family fun at zoo and aquarium.
Considerations: Smaller city, frequent tourism, limited nightlife.

D. Knoxville: College Town and Scenic Beauty

Knoxville is home to the University of Tennessee, with a friendly vibe and plenty of outdoor activities for Tennessee newcomers.

Advantages: Affordable, family-friendly, good schools, access to nature.
Considerations: limited public transportation, less cultural amenities.

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E. Clarksville: Military Hub and Family-Friendly

Clarksville is a great choice for military families and those seeking affordable Tennessee living, with affordable housing and a strong sense of community.

Advantages: Affordable, safe, good schools, growing economy.
Considerations: Traffic congestion, transient population.

F. Murfreesboro: College Town and Affordable Living

Murfreesboro is a dynamic Tennessee city with a rich history and a vibrant college town vibe.

Advantages: Affordable, friendly, good schools, growing economy.
Considerations: Smaller city, limited outdoor recreation.

G. Johnson City: Mountain Living and Healthcare Hub

Johnson City is nestled in the Appalachian Mountains, with beautiful landscapes and a strong healthcare sector for medical professionals.

Advantages: Affordable, outdoor recreation, strong sense of community.
Considerations: Smaller job market, limited public transportation.

H. Kingsport: Small-Town Charm and Big-City Amenities

Kingsport offers a mix of small-town charm and urban amenities, with a strong sense of Tennessee community.

Advantages: Affordable, safe, good schools, access to nature.
Considerations: Limited job market, less nightlife.

I. Jackson: Affordable Living and Musical Roots

Jackson is known for its musical heritage and friendly atmosphere, with affordable housing and a growing healthcare sector.

Advantages: Affordable, friendly, good schools, growing economy.
Considerations: Smaller job market, seasonal allergies.

J. Waynesboro, Church Hill, Camden: Small-Town Living

These small Tennessee towns offer affordable housing, a slow pace of life, and strong community ties. They’re the perfect place for retirees, families, and anyone seeking a quieter Tennessee lifestyle.

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7. Planning Your Tennessee Move: Step-by-Step Timeline

=> Get the Texas Relocation Guide & Checklist PDF — prepared for both Desktop and Mobile devices.

8. Tennessee’s Unique Rules and Requirements

A. Legal Requirements and Documentation

You’ll need to register your car and get a Tennessee driver’s license within 30 days of moving here. Don’t forget to update your address with banks, insurance, and other important contacts for your Tennessee relocation.

B. Residency and Documentation

You’re considered a Tennessee resident after living here for more than 6 months in a year. You can also establish Tennessee residency by renting or buying a home, getting a job here, registering to vote, or enrolling your kids in school.

C. Community Integration and Social Networks

The best way to feel at home in Tennessee is to get involved. Join local clubs, go to neighborhood events, and say hi to your neighbors. Tennesseans are friendly, and you’ll make friends fast if you put yourself out there and embrace the Tennessee lifestyle.

9. Financial Adjustment and Budgeting

A. Cost of Living Comparison

Living in Tennessee is about 10% lower than the national average, mostly because of affordable housing and utilities. Groceries are about average, and transportation costs are manageable, making Tennessee relocation financially attractive.

B. Creating a Tennessee-Adjusted Budget

10. Insider Tips from a Tennessee Local

• Embrace the Seasons: Tennessee’s weather is mild, but summers can be hot and humid. Invest in a good air conditioner and enjoy the beautiful springs and falls.
• Get Involved: Join a local club, volunteer, or attend a neighborhood event. You’ll make friends and feel at home faster in Tennessee.
• Shop Local: Support farmers’ markets and local Tennessee businesses. You’ll find fresh, delicious food and unique gifts.
• Explore the Outdoors: Tennessee’s parks, lakes, and trails are some of the best in the country. Take advantage of them!
• Be Prepared for Rain: Tennessee gets plenty of precipitation year-round, so keep an umbrella handy.
• Take Advantage of No State Income Tax: Enjoy more take-home pay and less financial stress with Tennessee’s tax-friendly policies.

Additional Resources

• Tennessee Department of Safety and Homeland Security: For driver’s licenses and vehicle registration.
• Tennessee Department of Education: For school information and enrollment.
• Tennessee Tourism: For exploring your new city and finding local events.
• Local Chambers of Commerce: For business networking and community events.
• Social Media Groups: For connecting with locals and getting advice about Tennessee living.

Summary: Ready to Make the Move?

Tennessee is a special place, and we’re glad you’re considering joining us. Whether you’re looking for adventure, a fresh start, or just a friendly community, you’ll find it here in the Volunteer State. From our world-class schools to our thriving cities and beautiful landscapes, there’s something for everyone in Tennessee.

We can’t wait to welcome you home to Tennessee!

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Frequently Asked Questions About Moving to Tennessee

1. Do I Need a Car in Tennessee? You can get by without a car in Nashville, Memphis, and Chattanooga, thanks to public transit. But if you live in the Tennessee suburbs or a smaller city, you’ll probably want one.

2. How Safe Is Tennessee? Tennessee is generally safe, especially in the suburbs and small towns. Like anywhere, some urban neighborhoods have higher crime rates, so it’s always smart to research before you move to Tennessee.

3. What Are the Biggest Challenges for Tennessee Newcomers? Adjusting to the heat and humidity, building new social networks, and understanding local traffic patterns can be tough. But once you settle in, you’ll love Tennessee living.

4. How Much Money Should I Budget for Moving to Tennessee? Plan on spending $1,000–$10,000 or more on Tennessee moving costs, depending on how far you’re coming from. Don’t forget to budget for deposits and emergency funds.

5. Is Tennessee Really as Family-Friendly as People Say? Absolutely! Our Tennessee neighborhoods are safe, our schools are great, and there’s always something fun for families to do. Plus, new families move here often so you are likely to have neighbors who also have relocated. 

6. What’s the Weather Really Like in Tennessee? We get warm, humid summers and mild winters. Spring and fall are short but beautiful seasons in Tennessee.

7. What Steps Must I Take After Moving to Tennessee? Register your car, get a Tennessee driver’s license, update your address, and enroll your kids in school. Don’t forget to let your bank and insurance know you’ve moved to Tennessee.

8. What Are the Pros and Cons of Tennessee’s No Income Tax? No state income tax means more money in your pocket, but sales and property taxes fund local services. Most Tennessee residents experience net tax savings compared to high-tax states.

9. Do Tennesseans Really Say “Y’all” and Drink Sweet Tea? Absolutely! “Y’all” is the standard way to address groups throughout Tennessee, and sweet tea is a staple at restaurants and family gatherings.

10. How Do I Establish Residency in Tennessee? You’re a Tennessee resident after living here for more than 6 months in a year. You can also establish residency by renting or buying a home, getting a job, registering to vote, or enrolling your kids in school.