The Pros and Cons of Living in Washington State
- Local Editor:Local Editor: The HOMEiA Team
Published: Jul 21, 2025
- Category: North America , City Living Guide
Relocating to Washington is a major decision—one that involves weighing the Evergreen State’s spectacular natural beauty, booming economy, and progressive culture against its high cost of living, gray winters, and urban growing pains. Whether you’re seeking a vibrant city, a family-friendly suburb, or a peaceful retirement destination, Washington offers a diverse range of options for every lifestyle.
Below, we’ll explore the pros and cons of living in Washington State and highlight the best Washington communities for young professionals, families, and retirees.
Table of Contents:
- Washington’s Pros: Why People Choose the Evergreen State
- Washington’s Cons: Challenges and Considerations
- Best Washington Cities for Young Professionals
- Best Washington Cities for Families with Young Kids
- Best Places to Retire in Washington State
- Frequently Asked Questions About Living in Washington State
Washington’s Pros: Why People Choose the Evergreen State

A. Breathtaking Natural Beauty and Outdoor Recreation
From Mount Rainier and Olympic National Park to the San Juan Islands and Columbia River Gorge, Washington offers incredible scenery. Residents can enjoy hiking, skiing, kayaking, and camping year-round. The state’s diverse ecosystems—rainforests, mountains, and coastlines—are easily accessible and well-preserved, making outdoor adventure a core part of Washington State living.
B. Mild, Varied Climate
Whether you prefer a lush coastal climate or dry, sunny weather, there’s a part of Washington for everyone. Western Washington features mild summers and winters, with little snow and comfortable temperatures, while Eastern Washington is sunnier and experiences four distinct seasons. Washington’s climate diversity allows residents to choose the environment that best fits their lifestyle.
C. No State Income Tax
Washington’s lack of a personal or corporate state income tax lets residents keep more of their earnings, which is especially attractive to high earners, remote workers, and retirees. While other taxes are higher, many find the overall Washington tax structure favorable compared to neighboring states.
D. Strong Economy and Job Market
The state’s economy is robust, driven by tech giants like Amazon and Microsoft, as well as growing industries in aerospace, healthcare, and agriculture. Washington’s unemployment rate is low, and job opportunities are plentiful in its major cities and smaller communities. High median incomes and a competitive minimum wage support a strong standard of living.
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E. High Quality of Life and Progressive Values
Washington consistently ranks high among states for quality of life. It also boasts inclusive policies, environmental protections, and a focus on sustainability. Residents tend to be highly educated and value diversity, making the state welcoming and forward-thinking.
F. Arts, Culture, and Food Scene
Washington’s major cities offer vibrant arts, music, and culinary scenes, with festivals, museums, and live music year-round. Washington State is also known for its fresh seafood, wine, apples, and peaches, as well as a strong farm-to-table movement and diverse restaurant options. While urban centers like Seattle and Olympia are known for their thriving coffee culture.
G. Dog-Friendly and Active Communities
Washington is dog-friendly, with pets welcome in parks, trails, and many businesses. The outdoor-oriented culture encourages healthy, active living, and many newcomers find it easy to connect with others through outdoor activities like hiking, climbing, and rafting.
H. Education and Innovation
Top universities and a highly educated workforce support a culture of innovation. Public education and libraries are well-funded, and the state is a leader in green technology and sustainable planning. Moreover, Washington state has a strong focus on renewable energy sources like hydropower, wind, and solar.
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Washington’s Cons: Challenges and Considerations

A. High Cost of Living and Housing
Washington housing costs are well above the national average, especially in Puget Sound cities like Seattle and Bellevue. Rent, property taxes, and daily expenses can strain budgets, making it difficult for many to afford to buy a home, or even rent, in desirable areas.
B. Cloudy, Rainy, Gray Weather
Western Washington is known for its long, gray winters, with over 150 rainy days per year in some cities. The lack of sunlight can be a challenge for newcomers, and Seasonal Affective Disorder (SAD) is common. Eastern Washington is sunnier on average but also drier in the summer and colder in the winter.
C. Traffic and Transportation Issues
Seattle-Tacoma traffic congestion is among the worst in the nation, and public transit, though improving, is still limited compared to other major cities. Urban infrastructure still struggles to keep up with population growth, and some rural areas have few transit options.
D. High Sales and Gas Taxes
While there’s no income tax, Washington has high sales and gas taxes, with sales tax exceeding 10% in some areas. These taxes can make everyday purchases and commuting dauntingly expensive, particularly for lower-income residents.
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E. Limited Affordable Childcare
Childcare can be expensive and hard to find, especially in urban areas. Long waitlists and high costs may create stress for working families and can be a barrier for those with young children.
F. Homelessness and Housing Insecurity
Homelessness is a visible issue in Washington’s major cities, driven by high housing costs, a competitive job market, and a lack of mental health support. Efforts to address the problem are ongoing, but progress is slow.
G. Natural Hazards and Environmental Risks
Future residents should be aware of risks from earthquakes, volcanoes, wildfires, and flooding. Wildfires in particular have become more frequent, affecting safety and air quality in some regions.
H. Urban Sprawl and Population Growth
Rapid population growth has led to urban sprawl, crowded schools, and increased demand on public resources. Finding affordable housing in popular areas is increasingly difficult, and newcomers may face challenges finding a place in established communities.
I. Regional Disparities
While the Puget Sound region thrives, rural and eastern communities often have fewer job opportunities, less access to healthcare, and limited public amenities. Public transit infrastructure can be unreliable outside urban centers, creating a divide in quality of life.
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Best Washington Cities for Young Professionals
The following communities offer vibrant job markets, cultural amenities, and a variety of housing options, making them ideal for young professionals looking to start or reinvent their careers.
1. Spokane
HOMEiA Score: 78/100
- Cost of Living: 8% below the U.S. national average
- Home price to income ratio: $425,000/$66,500 = 6.39
- Income to rent ratio: $66,500/$17,400 = 3.82
Spokane is eastern Washington’s urban hub, offering a lower cost of living and a vibrant arts and music scene. The city’s historic downtown is filled with coffee shops, breweries, and galleries, while outdoor lovers enjoy the Spokane River Centennial Trail, nearby ski resorts, and easy access to lakes and mountains. Spokane’s job market is growing in healthcare, education, and tech, making it an appealing option for young professionals seeking balance between urban amenities and outdoor adventure. Major employers include Providence Health, Gonzaga University, and a rising number of tech startups. Overall, the city’s walkable neighborhoods, lively events calendar, and affordable lifestyle make it a smart choice for those seeking opportunity without Seattle’s steep price tag.
2. Tacoma

HOMEiA Score: 80/100
- Cost of Living: 2% above the U.S. national average
- Home price to income ratio: $545,000/$78,600 = 6.93
- Income to rent ratio: $78,600/$19,800 = 3.97
Over the last few decades, Tacoma has reinvented itself from a gritty port town to a hip, affordable alternative to Seattle. The city boasts all-ages attractions like the Museum of Glass, Tacoma Art Museum, Point Defiance Zoo, and a revitalized waterfront, while young professionals are drawn to its historic neighborhoods, craft breweries, and proximity to Mount Rainier National Park. The job market is strong, with a growing number of positions in healthcare, logistics, and the arts. Major employers include MultiCare Health System and the University of Washington Tacoma. Tacoma’s unique blend of urban culture, natural beauty, and a more relaxed pace than Seattle makes it a top pick for those seeking both career growth and quality of life. Furthermore, the city’s growing tech sector and affordable housing options continue attracting young professionals seeking urban amenities without the high costs of larger metropolitan areas.
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3. Bellingham
HOMEiA Score: 82/100
- Cost of Living: 5% above the U.S. national average
- Home price to income ratio: $635,000/$80,000 = 7.94
- Income to rent ratio: $80,000/$20,400 = 3.92
Bellingham, home to Western Washington University, is a vibrant college town with a laid-back vibe. Residents enjoy access to Bellingham Bay, the San Juan Islands, and Mount Baker for skiing and hiking, while the city’s downtown features local shops, farm-to-table restaurants, and a thriving arts scene. Bellingham’s progressive community, walkability, and focus on sustainability make it a magnet for young professionals and creatives. Major employers include PeaceHealth, WWU, and a growing number of local tech firms. The city’s proximity to Vancouver, BC, and Seattle adds to its appeal for those seeking urban and outdoor adventure. A strong job market, coupled with numerous outdoor activities, makes Bellingham a smart pick for anyone seeking work-life balance in beautiful Western Washington.
4. South Lake Union (Seattle)

HOMEiA Score: 84/100
- Cost of Living: 20% above the U.S. national average
- Home price to income ratio: $755,000/$110,000 = 6.86
- Income to rent ratio: $110,000/$30,000 = 3.67
South Lake Union is Seattle’s tech epicenter, home to Amazon’s global headquarters and numerous biotech startups. The neighborhood is walkable, with luxury apartments, trendy restaurants, and easy access to Lake Union Park for kayaking or paddleboarding after work. Young professionals enjoy proximity to downtown, major employers, and a lively urban scene, while the area’s public transit, bike lanes, and dog-friendly parks make it convenient for an active, car-free lifestyle. While housing is pricey, many residents find that the career opportunities and vibrant social life more than make up for it. South Lake Union’s rapid growth and business opportunities make it a premier choice for ambitious newcomers, who can expect a constant stream of new restaurants, entertainment, and housing options in this rapidly evolving neighborhood.
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5. Bellevue

HOMEiA Score: 88/100
- Cost of Living: 28% above the U.S. national average
- Home price to income ratio: $1,150,000/$150,000 = 7.67
- Income to rent ratio: $150,000/$36,000 = 4.17
Bellevue is Seattle’s high-tech neighbor, boasting a skyline of glass towers and a cosmopolitan feel. Major employers include Microsoft, T-Mobile, and an increasing number of startups. The city offers luxury apartments, excellent public schools, and a thriving downtown with shopping, arts, and dining. Bellevue’s parks, waterfront trails, and proximity to Lake Washington make it ideal for outdoor enthusiasts. The cost of living is high, but salaries and amenities are equally impressive, making Bellevue a top choice for ambitious professionals. With a diverse population and global connections, Bellevue is a dynamic, future-focused city for young professionals seeking to further their careers and upgrade their lifestyles. The city’s continued investment in transit infrastructure and smart city initiatives makes it an attractive long-term location for tech professionals and other high earners. As an added bonus, with the recently added light rail extensions, Seattle is just a train ride away.
Best Washington Cities for Families with Young Kids
The following areas offer excellent school systems, family-friendly amenities, safe neighborhoods, and community resources that make them ideal for families with children.
1. Olympia
HOMEiA Score: 80/100
- Cost of Living: 4% above the U.S. national average
- Home price to income ratio: $550,000/$87,000 = 6.32
- Income to rent ratio: $87,000/$21,000 = 4.14
Olympia, Washington’s capital, is known for its progressive values, walkable downtown, and family-friendly vibe. The Olympia School District is highly regarded, and the city offers abundant parks, waterfront trails, and community events. Olympia’s affordability and access to Puget Sound make it a smart choice for families seeking a slower pace without sacrificing urban amenities. The city’s thriving arts scene, Saturday farmers market, and proximity to local government jobs add to its appeal for working parents. Family-friendly attractions include the Hands-on Children’s Museum, Priest Point Park, and numerous community festivals throughout the year. The city’s commitment to sustainability and environmental education provides excellent learning opportunities for children, while the strong public library system supports educational development.
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2. Seattle
HOMEiA Score: 82/100
- Cost of Living: 18% above the U.S. national average
- Home price to income ratio: $850,000/$120,000 = 7.08
- Income to rent ratio: $120,000/$36,000 = 3.33
Seattle may be known for its tech scene and nightlife, but it’s also a great city for families. Neighborhoods like Ballard, Magnolia, and West Seattle offer excellent schools, playgrounds, and easy access to attractions like Woodland Park Zoo, Seattle Science Center, and the Seattle Aquarium. The city’s libraries, museums, and green spaces provide endless enrichment for kids, while diverse communities foster inclusivity. Seattle’s public transit, walkable neighborhoods, and vibrant food scene make it a dynamic place for families who want urban amenities and outdoor access. Numerous parks, including Discovery Park, Seward Park, and Green Lake, offer year-round recreational opportunities without leaving the city. Seattle’s commitment to arts, science, and environmental initiatives provides children with rich cultural and educational experiences throughout their development.
3. Redmond

HOMEiA Score: 84/100
- Cost of Living: 22% above the U.S. national average
- Home price to income ratio: $1,050,000/$140,000 = 7.50
- Income to rent ratio: $140,000/$36,000 = 3.89
Redmond is famed as the home of Microsoft and Nintendo of America, but it’s also one of the best places in Washington to raise a family. The Lake Washington School District is top-rated, and the city is filled with parks, playgrounds, and bike trails. Family-friendly events, a vibrant downtown, and proximity to Seattle make Redmond a smart pick for working parents. Moreover, the city’s tech-driven economy, safe neighborhoods, and strong sense of community ensure a high quality of life. The Sammamish River Trail provides excellent recreational opportunities, while Marymoor Park offers one of the largest off-leash dog parks in the country. Redmond’s emphasis on STEM programs helps prepare children for future careers in the digital economy.
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4. Sammamish

HOMEiA Score: 86/100
- Cost of Living: 25% above the U.S. national average
- Home price to income ratio: $1,200,000/$160,000 = 7.50
- Income to rent ratio: $160,000/$42,000 = 3.81
Sammamish consistently ranks among the safest cities in the state, with outstanding public schools and a strong sense of community. The city’s neighborhoods are filled with families, and outdoor recreation is abundant, from Lake Sammamish to Pine Lake Park. Sammamish’s high quality of life and family-oriented amenities make it a top pick for those seeking suburban tranquility without straying too far from the major cities. Community events, excellent libraries, and scenic trails add to its appeal for families. The city’s commitment to preserving open spaces and maintaining a suburban feel while providing urban amenities makes it particularly attractive to families. Sammamish’s Lake Washington School District consistently ranks among the best in the state, offering excellent educational opportunities for children of all ages.
5. Bellevue

HOMEiA Score: 88/100
- Cost of Living: 28% above the U.S. national average
- Home price to income ratio: $1,150,000/$150,000 = 7.67
- Income to rent ratio: $150,000/$36,000 = 4.17
Bellevue is a perennial favorite for families, offering top-ranked schools, safe neighborhoods, and a wealth of parks and recreation options. The city’s downtown is packed with shopping, dining, and cultural attractions, while neighborhoods like Factoria and Somerset provide a quieter, suburban feel. Bellevue’s focus on education, family activities, and community events makes it an ideal place for parents seeking both opportunity and quality of life. The city’s numerous parks, including Bellevue Downtown Park and Kelsey Creek Park, provide excellent recreational opportunities for families. Bellevue’s commitment to maintaining high educational standards and its support for family-friendly initiatives continues to attract families seeking the best possible environment for raising their children.
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Best Places to Retire in Washington State
Washington offers a range of senior living options, quality healthcare, and a variety of amenities for retirees. The following communities are especially popular among seniors.
1. Spokane
HOMEiA Score: 80/100
- Cost of Living: 8% below the U.S. national average
- Home price to income ratio: $425,000/$66,500 = 6.39
- Income to rent ratio: $66,500/$17,400 = 3.82
Spokane offers retirees affordability, excellent healthcare, and a vibrant arts scene. The city is known for Riverfront Park, its museums, and active senior centers, while outdoor enthusiasts can enjoy nearby lakes, golf courses, and ski resorts. Spokane’s diverse neighborhoods and strong sense of community make it a welcoming place for seniors seeking both city amenities and outdoor adventure. The city’s hospitals and retirement communities provide comprehensive care and support for aging in place. Spokane’s rich cultural offerings, including the Spokane Symphony and numerous art galleries, provide engaging activities for retirees looking to stay in touch with the arts. The city’s diverse climate and plentiful outdoor opportunities make it ideal for retirees who enjoy staying active year-round.
2. Walla Walla
HOMEiA Score: 82/100
- Cost of Living: 4% above the U.S. national average
- Home price to income ratio: $480,000/$72,000 = 6.67
- Income to rent ratio: $72,000/$18,000 = 4.00
Walla Walla is celebrated for its wineries, rolling hills, and vibrant downtown. Retirees enjoy mild weather, beautiful parks, golf courses, and easy access to the Blue Mountains for hiking and bird-watching. The city has excellent health services—including Providence St. Mary Medical Center—and several senior living communities. Walla Walla’s blend of culture, comfort, and affordability makes it a practical and appealing retirement choice. The city’s renowned wine industry provides numerous opportunities for social activities and cultural events, while the historic downtown offers excellent shopping and dining options. Walla Walla’s small-town charm and sophisticated amenities make it particularly attractive to retirees seeking a high quality of life in a manageable community setting.
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3. Sequim

HOMEiA Score: 84/100
- Cost of Living: 10% above the U.S. national average
- Home price to income ratio: $540,000/$70,000 = 7.71
- Income to rent ratio: $70,000/$16,800 = 4.17
The Olympic Peninsula’s Sequim (pronounced like skwim) is famous for its sunny weather (thanks to the rain shadow effect) and lavender farms. Nearly 37% of residents are seniors, and the town offers easy access to hiking, kayaking, and boating. Healthcare is excellent, and the area features several retirement communities. Sequim’s small-town charm, mild climate, and active lifestyle make it one of the top retirement destinations in the Pacific Northwest. The town’s annual Lavender Festival and numerous outdoor activities offer more than enough to keep retirees busy. Sequim’s proximity to Olympic National Park and the stunning natural beauty of the Olympic Peninsula make it ideal for retirees who love nature and the outdoors.
4. Port Townsend

HOMEiA Score: 86/100
- Cost of Living: 12% above the U.S. national average
- Home price to income ratio: $650,000/$80,000 = 8.13
- Income to rent ratio: $80,000/$20,400 = 3.92
Once the second-busiest port on the west coast, Port Townsend is a Victorian seaport town known for its historic architecture, vibrant arts community, and stunning waterfront. Retirees can enjoy festivals, art galleries, and live music, all within walking distance of beaches and renowned state parks. Excellent healthcare is available through providers like Jefferson Healthcare, and the town’s active retirement communities offer both independent and assisted living options. Port Townsend is ideal for those seeking creativity, coastal living, and a close-knit community. The town’s rich maritime history and well-preserved Victorian architecture create a unique and charming environment for retirees. The active arts community and numerous cultural events provide engaging social opportunities for seniors seeking an intellectually stimulating retirement environment.
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HOMEiA Score: 88/100
- Cost of Living: 28% above the U.S. national average
- Home price to income ratio: $1,150,000/$150,000 = 7.67
- Income to rent ratio: $150,000/$36,000 = 4.17
Bellevue is not just a hub for professionals and families—it’s also a top retirement destination. The city offers luxury condos, independent living communities, and easy access to Lake Washington for walking, boating, and picnicking. Bellevue’s downtown is packed with shopping, dining, and cultural attractions. Retirees can look forward to a wide range of concerts, art, and world-class restaurants. Healthcare is excellent, and the city’s parks and walking trails encourage an active lifestyle. Bellevue’s high-quality amenities and services make it attractive to retirees who want to stay active and involved. The city’s excellent public transportation system and walkable downtown make it easy for retirees to access services and amenities on foot.
Conclusion: Is Washington State Right for Your Lifestyle?
Washington State presents a rich tapestry of communities, from cosmopolitan cities to peaceful small towns and scenic islands. Whether you’re seeking career opportunities, a safe place to raise a family, or an active retirement surrounded by natural beauty, the Evergreen State offers options for every stage of life. Washington’s blend of natural wonders, economic opportunity, and progressive spirit make it one of America’s most desirable places to call home.
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Frequently Asked Questions About Living in Washington State
1. What is the cost of living in Washington compared to other states?
The cost of living is about 14% above the national average, owing mainly to the high cost of housing. Seattle and Bellevue are among the most expensive cities in the state, while cities in eastern Washington tend to be more affordable.
2. How severe is the weather in Washington?
Western Washington has mild, wet winters and sunny, temperate summers, while eastern Washington is hotter on average and experiences wider temperature swings. Snow is rare in the west but common in the mountains and higher altitudes of eastern Washington.
3. Is Washington a good place for families to live?
Yes. Many cities and suburbs offer excellent schools, parks, and family-friendly services. Seattle, Redmond, Sammamish, and Olympia are top choices for families.
4. What are the job prospects in Washington for 2025?
The job market is strong, especially in tech, healthcare, aerospace, and green energy. The unemployment rate is below the national average, and job openings remain high.
5. How is healthcare access throughout Washington?
Major metro areas offer excellent healthcare, while rural regions may have fewer options. The state is home to top-ranked hospitals and medical centers.
6. What are the best outdoor activities in Washington?
Hiking, skiing, kayaking, sailing, fishing, and camping are all popular. National and state parks provide year-round recreation whether you’re a seasoned outdoorsman or just looking for a day hike.
7. What should newcomers know about Washington taxes?
There is no state income tax, but sales and gas taxes are relatively high. Property taxes vary by county. Retirees should review the tax implications for their Social Security and retirement income.
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Table of Contents:
- Washington’s Pros: Why People Choose the Evergreen State
- Washington’s Cons: Challenges and Considerations
- Best Washington Cities for Young Professionals
- Best Washington Cities for Families with Young Kids
- Best Places to Retire in Washington State
- Frequently Asked Questions About Living in Washington State
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Table of Contents:
- Washington’s Pros: Why People Choose the Evergreen State
- Washington’s Cons: Challenges and Considerations
- Best Washington Cities for Young Professionals
- Best Washington Cities for Families with Young Kids
- Best Places to Retire in Washington State
- Frequently Asked Questions About Living in Washington State






























































































































